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# Premium Bonds July 2026: Two Millionaires from Reading and Warwickshire as Prize Pot Hits £433m
- URL: https://www.kaeltripton.com/latest/premium-bonds-july-winners-millionaires/
- Published: 2026-07-01T20:29:01.000Z
- Updated: 2026-07-01T21:32:40.000Z
- Description: NS&I has revealed two Premium Bonds millionaires in the July 2026 draw: one from Reading, one from Warwickshire. ERNIE distributed 6.2 million prizes worth £433m. Check your bonds from 2 July.
- Author: Chandraketu Tripathi
- Tags: News, hash-section-news, editors-picks, uk-finance, money-guides, Insurance, Money

NEWS · SAVINGS · 1 JULY 2026 

Published: 1 July 2026

### July 2026 draw at a glance

- **Jackpot winners:** Reading (bond 250TP871786) and Warwickshire (bond 217AV429216)
- **Total prizes:** 6,226,179 tax-free prizes worth £433,757,200
- **Eligible bonds:** Nearly 137 billion £1 bonds
- **£100,000 prizes:** 83 winners
- **£50,000 prizes:** 165 winners
- **£25,000 prizes:** 331 winners
- **Check from:** Thursday 2 July on NS&I app or website
- **Minimum prize:** £25 | Odds per £1 bond: 22,000 to 1

NS&I's Agent Million visited two households this week with life-changing news: one in Reading and one in Warwickshire are each £1 million richer after the July 2026 Premium Bonds draw. ERNIE, the Electronic Random Number Indicator Equipment that selects winning bonds, distributed more than 6.2 million prizes worth over £433 million in total this month from nearly 137 billion eligible £1 bonds.

The Reading winner's bond (250TP871786) was bought in July 2015 as part of a holding worth £49,931 - close to the £50,000 maximum. The Warwickshire winner's fortune came from a much smaller holding: bond 217AV429216 was acquired in January 2014 within a portfolio of just £14,000\. The Warwickshire win is the tenth £1 million prize created in that county through Premium Bonds. A Devon holder also picked up £50,000 from a £100 holding this month.

## July 2026 prize breakdown

| Prize value   | Number of winners |
| ------------- | ----------------- |
| £1,000,000    | 2                 |
| £100,000      | 83                |
| £50,000       | 165               |
| £25,000       | 331               |
| £10,000       | 820               |
| £5,000        | 1,641             |
| £25 to £1,000 | 6,223,137         |

Total prizes: 6,226,179 | Total value: £433,757,200 | Eligible bonds: \~137 billion

## How to check if you have won

- **NS&I app:** Download or open the NS&I app and enter your holder's number. Results available from Thursday 2 July.
- **NS&I website:** Visit nsandi.com/prize-checker with your holder's number or bond number.
- **Alexa:** Ask "Alexa, check my Premium Bonds" if your account is linked.
- **Unclaimed prizes:** The checker also shows prizes from the previous six draws and any older unclaimed prizes. NS&I says millions of prizes go unclaimed each year.

**Don't have Premium Bonds?** The minimum investment is £25 and the maximum is £50,000\. Every £1 bond has a 22,000 to 1 chance of winning each month. All prizes are tax-free. NS&I is backed by HM Treasury, so your money is 100% secure regardless of the amount held.

Source: NS&I July 2026 Premium Bonds prize draw results; MoneyWeek; GB News; lovemoney.com.