UK Income Tax Calculator 2025/26 Take-Home Pay After Tax & NI
UK income tax calculator 2025/26. See your take-home pay after tax and National Insurance. Free, instant.
UK Finance Calculator
UK Income Tax Calculator.
2025/26 Tax Year.
Calculate your take-home pay after income tax and National Insurance. Updated for 2025/26.
No sign-up
100% free
Instant results
Works on iPhone
Income Tax & NI Calculator 2025/26
Income Tax
£0
National Insurance
£0
Take-home pay
£0
Effective rate
0%
Related Tools
More from Kaeltripton — UK Finance Guides
UK Income Tax Calculator 2025/26
Understanding how much income tax and National Insurance you pay is essential for budgeting and salary negotiation. This calculator uses the official 2025/26 UK tax bands to give you an accurate take-home pay breakdown.
UK income tax bands 2025/26
- Personal allowance: £12,570 — 0%
- Basic rate: £12,571–£50,270 — 20%
- Higher rate: £50,271–£125,140 — 40%
- Additional rate: over £125,140 — 45%
National Insurance 2025/26
- 8% on earnings £12,570–£50,270
- 2% on earnings above £50,270
The personal allowance tapers by £1 for every £2 earned above £100,000, eliminated above £125,140.
Frequently asked questions
Is this updated for 2025/26?+
Yes — all tax bands, personal allowance and NI rates reflect 2025/26.
Does it include National Insurance?+
Yes — Class 1 employee NI contributions are included.
Does it apply to Scotland?+
No — Scotland has different bands. This covers England, Wales and Northern Ireland.
What about pension contributions?+
Enter your salary after pension deductions for a more accurate figure.
Where can I learn more about UK tax?+
Visit HMRC's official website at gov.uk for full details.
