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The UK Salary Test · 2026/27
How far does your salary actually go?
Pick a salary, pick a city. See take-home pay, essentials and disposable income across 10 UK cities — based on ONS, Ofgem and HMRC data.
Open the full calculator →Gross salary£45,000
£45,000 in Manchester is Manageable
Essentials take 57% of take-home; £1,288/mo disposable.
Editor's picks
Handpicked guides making the most impact right now
UK Petrol and Diesel Prices Today: Live Pump Tracker
UK Mortgage Rates Today: 2-Year and 5-Year Fix Tracker
UK Energy Price Cap April 2026: Ofgem Tracker (£1,641)
Bank of England Base Rate Today: 3.75% Live MPC Tracker
UK Inflation Rate Today: ONS Tracker (April 2026)
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The UK in numbers
The figures that shape every decision this tax year
Median full-time salary
£37,430
+3.4% YoY
ONS Annual Survey of Hours and Earnings.
Higher-rate threshold
£50,270
Frozen to 2031
40% tax above this. Fiscal drag pulls new earners in.
60% tax trap
£100-125k
Highest UK effective rate
Personal Allowance tapers here.
Average UK rent
£1,377
+3.4% YoY
ONS Price Index of Private Rents, Mar 2026.
Latest news
Breaking UK finance news, updated daily
25 Apr
UK Petrol and Diesel Prices Today: Live Pump Tracker
News & Guides
25 Apr
UK Mortgage Rates Today: 2-Year and 5-Year Fix Tracker
News & Guides
25 Apr
UK Energy Price Cap April 2026: Ofgem Tracker (£1,641)
News & Guides
25 Apr
Bank of England Base Rate Today: 3.75% Live MPC Tracker
News & Guides
25 Apr
UK Inflation Rate Today: ONS Tracker (April 2026)
News & Guides
25 Apr
Virgin Money Login Problems UK 2026: How to Fix Virgin Money Login Not Working
News & Guides
25 Apr
Co-operative Bank Login Problems UK 2026: How to Fix Co-operative Bank Login Not Working
News & Guides
25 Apr
TSB Login Problems UK 2026: How to Fix TSB Login Not Working
News & Guides
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