Tax — April 2026 April 3, 2026 — London Capital gains tax receipts have surged by approximately 70% according to Spring Statement 2026 data — a sign that HMRC is collecting significantly more from investors and property sellers as rates and asset values have risen. If you're planning to sell shares, property, or a business, your CGT bill has likely increased substantially compared to two years ago. Why Are CGT Receipts Soaring?
Five Ways to Reduce Your CGT Bill1. Use Your £3,000 Annual Exempt AmountThe annual exempt amount is £3,000 per person — use it every year by selling assets with gains up to this level. Couples can use £6,000 combined. Unused amounts cannot be carried forward. 2. Transfer Assets to Your Spouse Before SellingTransfers between spouses are CGT-free. Transferring an asset to a lower-rate taxpayer spouse before sale means the gain is taxed at 18% instead of 24%. On a £100,000 gain, that saves £6,000. 3. Invest Inside an ISAAny gains made inside a Stocks and Shares ISA are completely CGT-free. Use the Bed and ISA strategy — sell assets, crystalise the gain up to the exempt amount, and repurchase inside an ISA. 4. Spread Disposals Across Tax YearsIf you're planning a large sale, splitting it across two tax years (before and after 5 April) doubles your exempt amount and may keep some gains in the basic rate band. 5. Claim All Allowable CostsEvery allowable cost — purchase fees, solicitor costs, improvements (for property), stamp duty on purchase — reduces your taxable gain. Many sellers forget some of these. See our Capital Gains Tax UK 2026 Guide.
By Chandraketu Tripathi · April 3, 2026 · kaeltripton.com |
CGT Tax Receipts Have Soared 70% — Five Ways to Keep Your Bill DownCapital gains tax receipts are up 70% in 2026 as HMRC collects more from investors and property sellers. Here are five legal ways to reduce your CGT bill. |
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