UK Student Loan Plan 5 Repayments Start 6 April 2026: Complete Guide to Threshold, Interest and Write-Off
From 6 April 2026, the first Plan 5 student loan borrowers start repaying. £25,000 threshold, 9% over, 40-year write-off, RPI-only interest at 3.2%. Full comparison of all 5 UK plans, worked examples, and why you typically should not overpay.