Child Benefit is one of the most straightforward benefits to claim — and millions of eligible families are missing out. From 6 April 2026, the rate for the first child rises to £27.05/week. Here's the complete guide. HMRC Confirmed — April 2026

Child Benefit Rates 2026/27 — HMRC Confirmed

Source: HMRC press release 31 March 2026; wired-gov.net HMRC press release confirmation. Rates increased 3.84% from 2025/26 (£27.05/week first child; £17.90/week additional).

High Income Child Benefit Charge (HICBC) 2026/27

Source: Clever Accounts child benefit tax rates 2026/27; HMRC HICBC guidance. The HICBC threshold changed from £50,000 to £60,000 in April 2024 and remains at £60,000 for 2026/27. From September 2025, repayments can be made automatically through PAYE — check your HMRC account to set this up and avoid a self-assessment return.

Why You Should Always Claim Child Benefit

Even if you earn above £80,000 and will repay 100% of the benefit, claim it anyway. Here's why: National Insurance credits: Child Benefit automatically gives you NI credits for each year you receive it. These count towards your State Pension qualification. You need 35 qualifying years for the full new State Pension (£241.30/week). A gap in your NI record can reduce your State Pension by up to £6.89/week permanently. Non-working parent protection: If one parent is not working and caring for children, their NI record would otherwise have gaps. Child Benefit NI credits protect their State Pension entitlement. Opt out of cash payment but keep the NI credits by registering your claim.

How to Claim Child Benefit

Claim as soon as possible after your child is born or comes to live with you — Child Benefit can only be backdated 3 months. You can claim online via the HMRC app (the quickest method) or at gov.uk/child-benefit. You will need: your National Insurance number; your child's birth certificate or adoption certificate; your bank account details. HMRC processes claims within 3 days via the app, or up to 12 weeks by post. Child Benefit is usually paid every 4 weeks directly into your bank account. Single parents or those on certain benefits can request weekly payments.

Two-Child Limit Removal and Child Benefit

Note: the two-child limit (removed April 2026) removal from April 2026 applies to Universal Credit child elements, NOT to Child Benefit. Child Benefit has no limit — you receive it for every child regardless of family size. If you have three or more children and receive Universal Credit, you may now also receive Universal Credit child elements for all children, in addition to Child Benefit for all children.

This article is for informational purposes only. Benefit rules are complex and change frequently. Always check gov.uk, Citizens Advice or Turn2us for your personal entitlement. All rates verified from GOV.UK, HMRC and House of Commons Library, April 2026.