Offshore Bank Accounts for UK Expats 2026: Options Compared
Offshore bank accounts for UK expats in 2026: Jersey and Isle of Man options, minimum balance rules, currencies, fees, and HMRC reporting basics.
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Offshore bank accounts for UK expats in 2026: Jersey and Isle of Man options, minimum balance rules, currencies, fees, and HMRC reporting basics.
18 Jul 2026 · 10 min read
UK pension Spain tax 2026: private pensions taxable in Spain under DTC Article 17; government pensions only in UK under Article 18. IRPF reaches 47% above EUR 60,000. Modelo 720 applies for assets over EUR 50,000. Beckham Law holders are exempt for six years.
17 Jun 2026 · 12 min read
Dubai free zone for UK entrepreneurs: 100% foreign ownership. IFZA from AED 12,500 (approx £2,650); DMCC from AED 18,500; ADGM for regulated finance. UAE CT is 9% above AED 375,000 from June 2023; qualifying free zone entities retain 0% CT rate on qualifying income.
16 Jun 2026 · 10 min read
QROPS allows UK pension transfers abroad without unauthorised payment charges if the fund is on HMRC’s monthly ROPS list. The 25% overseas transfer charge applies where fund and member residency differ. Unauthorised payment charges reach 40-55% on QROPS breaches within 10 years.
17 Jun 2026 · 12 min read
Spain healthcare for UK expats in 2026 is accessed via the SIP card. S1 form holders get full SNS access at no cost. Non-working residents use the Convenio Especial: EUR 60/month under 65, EUR 157/month aged 65+. Private insurance costs EUR 50-200 per month.
16 Jun 2026 · 10 min read
Spain Beckham Law for UK expats gives a 24% flat IRPF rate on Spanish employment income up to EUR 600,000. Apply via form 149 within six months of first Social Security registration. Applicants must not have been Spanish tax resident in the prior five years. The regime lasts six years.
16 Jun 2026 · 11 min read
Expat life insurance UK for British citizens abroad costs £15-£60 per month for a £250,000 level-term policy at age 40. Most UK insurers exclude high-risk territories. Death in service cover often ceases on posting. Writing the policy in trust removes it from IHT at zero cost.
17 Jun 2026 · 11 min read
A UK pension transfer to Australia must use an HMRC ROPS-listed fund. The 25% overseas transfer charge applies where fund and member residency differ. Unauthorised payment charges reach 55% on QROPS breaches. ATO taxes incoming transfers at marginal rates above the tax-free component.
17 Jun 2026 · 12 min read
International health insurance UK expats in 2026 costs £1,200-£6,000 per year. Cigna Global (FCA 422737), Bupa Global (FCA 211081), and Allianz Care (FCA 121849) are the largest providers. Annual limits range from £1 million to unlimited. A £1,000 deductible reduces premiums by 15-20%.
16 Jun 2026 · 13 min read
Portugal’s Golden Visa for UK citizens in 2026 is restricted to qualifying investment funds and venture capital; real estate purchases no longer qualify. The minimum fund investment is EUR 500,000. The AIMA application fee is EUR 533.90 per person.
16 Jun 2026 · 11 min read
UK inheritance tax for expats changed fundamentally from 6 April 2025. The Finance Act 2025 replaced the domicile-based IHT test with a residence-based test.
17 Jun 2026 · 12 min read
Buying property in Dubai as a UK citizen is open to all nationalities in designated freehold zones. No property purchase tax applies; the Dubai Land Department (DLD) transfer fee is 4% of the purchase price.
16 Jun 2026 · 12 min read
Portugal’s NHR (Non-Habitual Residence) regime was closed to new applicants on 31 December 2023. Its replacement, IFICI (Incentivo Fiscal a Investigacao Cientifica e Inovacao), took effect from 1 January 2024 under Law 82/2023.
16 Jun 2026 · 12 min read
Wise, Revolut, and OFX are the three most widely used international transfer providers among UK expats in 2026.
16 Jun 2026 · 11 min read
The Portugal D7 visa for UK citizens in 2026 requires proof of passive income of at least EUR 820 per month (the Portuguese minimum wage). Application fees are EUR 90 for the initial visa; the residence permit costs EUR 320 at AIMA. Processing takes 60-90 days.
16 Jun 2026 · 10 min read
The non-dom UK tax regime was abolished from 6 April 2025 under the Finance Act 2025. A four-year foreign income and gains (FIG) exemption replaced the remittance basis for new UK arrivals.
16 Jun 2026 · 12 min read
Buying property in Spain as a UK citizen in 2026 involves ITP transfer tax of 6-11% (varies by region), notary fees, and NIE registration. Mortgages for non-residents are capped at 60-70% LTV; Euribor 12-month rate stood at 2.48% in March 2026.
16 Jun 2026 · 11 min read
Canada immigration for UK citizens in 2026 means Express Entry, Provincial Nominee Programmes, and Atlantic Immigration. The Federal Skilled Worker CRS cut-off has ranged from 481 to 549 in 2025/26 draws.
16 Jun 2026 · 11 min read
Planning a UK to Australia visa application in 2026? This guide covers the Skilled Independent visa (subclass 189), Employer Sponsored (482), Partner visa (820/801), points thresholds, processing times, and what tax changes await you on arrival.
16 Jun 2026 · 12 min readGet Kael Tripton in your Google feed
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