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Home Car Insurance Most Insured Car Models in the UK 2026: DVLA Vehicle Fleet Statistics
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Most Insured Car Models in the UK 2026: DVLA Vehicle Fleet Statistics

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Chandraketu Tripathi
Finance Editor, Kaeltripton
Published 1 May 2026
Last reviewed 1 May 2026
✓ Fact-checked
Most Insured Car Models in the UK 2026: DVLA Vehicle Fleet Statistics

Photo by Jay Mullings on Unsplash

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★ KEY FACTS - MOST INSURED CAR MODELS UK 2026
  • The DfT Vehicle Licensing Statistics series (VEH0110) publishes the count of licensed cars by make, model and body type - the primary official source for fleet composition data
  • The UK licensed car fleet stood at approximately 33.3 million vehicles at Q3 2025 (DfT VEH0101)
  • Ford, Volkswagen and Vauxhall consistently account for the largest shares of the UK licensed car fleet by manufacturer (DfT VEH0110)
  • Battery electric vehicles (BEVs) represent a growing but still minority share of the fleet; plug-in hybrid electric vehicles (PHEVs) add further alternatively-fuelled numbers (DfT VEH0130)
  • The most-licensed individual models reflect both popularity with private buyers and long-standing fleet and rental channel dominance by traditional volume manufacturers

The Department for Transport publishes its Vehicle Licensing Statistics series quarterly, using data from the DVLA's vehicle registration database. The VEH0110 dataset provides the count of licensed cars by make and model, updated each quarter. Because every licensed car in the UK must also be insured (or declared SORN under the DVLA's CIE scheme), the most-licensed models are also, by definition, the most-insured models - making DfT fleet composition data the authoritative source for understanding which cars dominate the UK insurance market by volume.

Fleet composition directly affects insurer risk pools. A model with 1 million licensed units generates far more claims data than one with 10,000 units - meaning insurers have deep actuarial confidence in pricing the former and may apply conservative (higher) loadings to novel or low-volume models. This is one reason why popular volume models in moderate insurance groups (such as groups 8-20) can attract competitive premiums from many insurers simultaneously, while lower-volume vehicles may have fewer competitive quotes. For group ratings, see our cheapest cars to insure guide and most expensive cars to insure guide. For full market overview, see the car insurance hub.

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UK licensed car fleet by manufacturer - DfT data

The DfT VEH0110 table shows the count of licensed cars by make. The following manufacturers consistently hold the largest shares of the UK licensed car fleet based on DfT published data:

ManufacturerFleet position (DfT VEH0110)Key UK volume models
FordConsistently largest or second largest UK manufacturer by licensed unitsFiesta, Focus, Kuga, Puma, EcoSport
VauxhallAmong top 3 by licensed unitsCorsa, Astra, Mokka, Grandland
VolkswagenAmong top 3-4 by licensed unitsGolf, Polo, Tiguan, Passat
BMWTop 5 premium manufacturer3 Series, 5 Series, X5, 1 Series
Mercedes-BenzTop 5 premium manufacturerC-Class, E-Class, A-Class, GLC
NissanTop 6-8 by licensed unitsQashqai, Juke, Leaf (EV)
ToyotaTop 6-8 by licensed units; growing via hybridYaris, Corolla, RAV4, C-HR

Source: DfT Vehicle Licensing Statistics VEH0110 Q3 2025. Rankings are by total licensed units across all fuel types and body styles within the manufacturer. Exact unit counts are available in the DfT published dataset at gov.uk/government/statistics/vehicle-licensing-statistics.

Most licensed individual car models - DfT VEH0110

The DfT publishes individual model counts within the VEH0110 table. The following models consistently appear among the most-licensed individual cars in the UK fleet based on published DfT data:

ModelLicensed unit profileTypical Thatcham group range
Ford FiestaOne of the largest single-model counts in the GB fleetGroups 8-20 depending on variant
Ford FocusAmong top 5 most-licensed modelsGroups 14-25 depending on variant
Vauxhall CorsaAmong top 5 most-licensed modelsGroups 8-18 depending on variant
Volkswagen GolfTop 10 most-licensed modelsGroups 17-35 depending on variant
Nissan QashqaiTop 10 most-licensed models; UK's best-selling SUV historicallyGroups 15-27 depending on variant
BMW 3 SeriesTop 10-15 among premium modelsGroups 28-45 depending on variant

Note: The Ford Fiesta ceased production in 2023; its licensed fleet count is declining as cars are scrapped or exported but it remains one of the most-numerous models in the GB fleet due to its long production run. Insurance group ranges are indicative from Thatcham published data - always check the specific registered variant.

EV and alternatively-fuelled vehicle adoption trend

The DfT publishes licensed vehicle counts by fuel type in its VEH0130 table, showing the share of the fleet that is battery electric (BEV), plug-in hybrid (PHEV), mild hybrid (MHEV) and conventional petrol/diesel. The trend shows rapid growth in BEV and PHEV registrations since 2020, driven by the government's Zero Emission Vehicle (ZEV) mandate (which requires manufacturers to sell an increasing proportion of zero-emission vehicles annually) and the Plug-in Car Grant scheme (now closed to private buyers but previously administered by the DVLA and OZEV):

Fuel typeFleet share trendSource
PetrolLargest share of fleet; slowly declining as EVs growDfT VEH0130
DieselDeclining share; new diesel registrations falling sharply since 2017DfT VEH0130
Battery Electric (BEV)Fastest growing; approaching 5% of total licensed fleetDfT VEH0130 Q3 2025
Plug-in Hybrid (PHEV)Growing; smaller share than BEVDfT VEH0130 Q3 2025
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What this means for UK drivers

The dominance of Ford, Vauxhall and Volkswagen in the licensed fleet means these models have the most extensive claims data histories with UK insurers. Very large actuarial datasets allow insurers to price these models with high confidence, which typically means competitive premiums relative to their Thatcham group. A Ford Fiesta in Group 12, for example, will have claims data from hundreds of thousands of policy years behind it - giving the insurer confidence to price that risk accurately rather than conservatively.

The growing share of battery electric vehicles in the fleet is creating a new actuarial dynamic. BEV models have shorter data histories, higher repair costs (particularly for battery and high-voltage system damage), and in some cases restricted approved-repairer networks - all of which the ABI has noted as factors contributing to higher average premiums for EVs relative to comparable petrol models in the same Thatcham group. As the BEV fleet matures and repair infrastructure expands, this gap is expected to narrow.

For insurance group information on specific models, see cheapest cars to insure UK 2026. For the fleet size and growth context, see our number of cars in the UK 2026 guide. For premium comparisons, see average UK car insurance cost 2026.

Methodology - how we sourced this data

  • DfT Vehicle Licensing Statistics VEH0110 - gov.uk/government/statistics/vehicle-licensing-statistics - licensed cars by make and model; Q3 2025 edition
  • DfT Vehicle Licensing Statistics VEH0101 - total licensed car fleet ~33.3 million at Q3 2025
  • DfT Vehicle Licensing Statistics VEH0130 - licensed cars by fuel type; BEV/PHEV trend data
  • Thatcham Research insurance group database - thatcham.org/vehicle-data/insurance-groups/ - group ranges for named models
  • ABI motor insurance market data - abi.org.uk - EV insurance pricing commentary
  • Zero Emission Vehicle (ZEV) Mandate - gov.uk/government/publications/zero-emission-vehicles-mandate - regulatory context for BEV growth

We refresh this article when the DfT publishes its next quarterly Vehicle Licensing Statistics bulletin (VEH0110 model breakdown).

Frequently Asked Questions

What is the most common car in the UK?

Based on DfT Vehicle Licensing Statistics VEH0110, the Ford Fiesta has historically been one of the most-numerous individual car models in the GB licensed fleet by total unit count. The Vauxhall Corsa and Ford Focus also consistently appear among the most-licensed models. Ford, Vauxhall and Volkswagen are consistently the manufacturers with the largest total licensed fleet presence in DfT data. Exact current rankings are available at gov.uk/government/statistics/vehicle-licensing-statistics.

How many electric cars are there in the UK?

The DfT's VEH0130 fuel type breakdown shows that battery electric vehicles (BEVs) are approaching 5% of the total licensed car fleet in Great Britain as of Q3 2025, with significant growth since 2020 driven by the Zero Emission Vehicle (ZEV) mandate and falling EV purchase prices. Plug-in hybrid electric vehicles (PHEVs) represent an additional share. Both categories are tracked in the DfT quarterly publication.

Why are popular car models easier to insure?

Insurers price motor risk using actuarial models that rely on historical claims data for each specific vehicle make, model and variant. Very high-volume models (such as those with hundreds of thousands of licensed units in DfT data) have large datasets that allow insurers to price with statistical confidence rather than applying conservative loadings for uncertainty. More competitive pricing across many insurers simultaneously tends to keep premiums lower for high-volume models, other things being equal.

Is it more expensive to insure an electric car?

ABI published commentary notes that electric vehicles have attracted higher average premiums than comparable petrol models, driven by higher repair costs (battery systems, specialist calibration), shorter actuarial data histories, and restricted approved-repairer networks in some cases. Thatcham Research assesses BEVs using the same criteria as petrol vehicles and some EV models attract elevated insurance groups as a result. As the BEV fleet grows and repair infrastructure matures, the premium differential relative to petrol equivalents is expected to narrow over time.

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📊 DATA ACCURACY
All figures cited from primary sources listed above. Data refreshes when source publisher releases updated statistics. If you spot outdated data or a missing source citation, email support@kaeltripton.com and we will rectify within 72 hours.
Disclaimer: This article is for informational and educational purposes. Kaeltripton is not authorised or regulated by the Financial Conduct Authority and does not provide financial advice. Always verify rates and policy details with the insurer before purchasing. Last reviewed May 2026 by Chandraketu Tripathi. Sources: ABI, FCA, FOS, gov.uk, DfT, DVLA, ONS as cited above.

Sources

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Editorial Disclaimer

The content on Kaeltripton.com is for informational and educational purposes only and does not constitute financial, investment, tax, legal or regulatory advice. Kaeltripton.com is not authorised or regulated by the Financial Conduct Authority (FCA) and is not a financial adviser, mortgage broker, insurance intermediary or investment firm. Nothing on this site should be construed as a personal recommendation. Rates, figures and product details are indicative only, subject to change without notice, and should always be verified directly with the relevant provider, HMRC, the FCA register, the Bank of England, Ofgem or other appropriate authority before any financial decision is made. Past performance is not a reliable indicator of future results. If you require regulated financial advice, please consult a qualified adviser authorised by the FCA.

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Chandraketu Tripathi
Finance Editor · Kaeltripton.com
Chandraketu (CK) Tripathi, founder and lead editor of Kael Tripton. 22 years in finance and marketing across 23 markets. Writes on UK personal finance, tax, mortgages, insurance, energy, and investing. Sources: HMRC, FCA, Ofgem, BoE, ONS.

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