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Business Banking
TSB
📅 April 2026
✍️ Chandraketu Tripathi
⏱ 8 min read
TSB offers business current accounts for sole traders, partnerships and limited companies registered in the UK. This guide covers the 2026 account options, monthly fees, online banking features, eligibility criteria, and how to log in to TSB Business Banking. 191240 TSB Bank FCA firm reference £85k FSCS protection per eligible depositor £0 Monthly fee during introductory period (conditions apply) 550+ TSB branches UK TSB Business Banking OverviewTSB Bank PLC is a UK retail bank authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (firm reference 191240). It offers business banking services to small businesses operating in the UK, primarily sole traders, partnerships and limited companies. TSB is owned by Banco Sabadell, a Spanish banking group, following an acquisition in 2015. TSB's business banking proposition is positioned as straightforward and transparent, with a branch network of over 550 locations — an advantage over digital-only challengers. The business account integrates with TSB's online and mobile banking platforms for day-to-day management. Eligibility: TSB Business accounts are available to UK-registered businesses with an annual turnover below TSB's stated threshold (verify current limits at tsb.co.uk). Applicants must be UK residents. Directors and beneficial owners are subject to identity verification in line with anti-money laundering regulations.
TSB Business Current Account 2026TSB Business Current Account
Designed for sole traders, partnerships and limited companies
TSB Business Banking Fees 2026TSB operates a tiered fee structure for its business current accounts. The introductory free banking period is a key selling point, but it is important to understand what fees apply once this period ends. Always verify the current fee schedule at tsb.co.uk before applying, as fees are subject to change.
Important: Fee structures are subject to change. Before opening a TSB Business account, download and read the current Business Banking tariff from tsb.co.uk. This guide provides a framework — not the live fee schedule.
How to Log In to TSB Business BankingTSB Business Banking is accessed online at tsb.co.uk or via the TSB Business app available on iOS and Android. The login process for business accounts uses TSB's standard authentication:
Forgotten login details: If you cannot access your TSB Business Banking account, use the online account recovery option or call TSB Business Banking on the number listed at tsb.co.uk. Do not share your login credentials with anyone.
TSB Business Banking FeaturesOnline BankingTSB's business online banking platform allows account holders to view balances and statements, make payments (Faster Payments, CHAPS, BACS), set up and amend direct debits and standing orders, export transaction data for accounting software, and manage security settings. Mobile AppThe TSB Business mobile app provides similar functionality to online banking in a mobile-optimised format, including push notifications for transactions and the ability to manage payees. Biometric login (Face ID / fingerprint) is available on compatible devices. Branch AccessTSB's branch network of 550+ locations gives business customers access to counter services including cash handling, cheque deposits, and face-to-face support. This distinguishes TSB from digital-only challengers and may be particularly valuable for cash-handling businesses. Eligibility and How to ApplyTo apply for a TSB Business account, your business must be registered and operating in the UK. You will need to provide: proof of business (Companies House registration number for limited companies), personal identification documents for directors and beneficial owners, and details of expected account activity. Applications can be started online at tsb.co.uk or in a TSB branch. TSB Business Banking 2026 — SummaryBest forSmall businesses wanting branch access plus digital banking
Fee modelFree intro period; monthly fee applies after — check tariff
Branch access550+ UK locations — above-average branch presence
FSCS protection£85,000 per eligible depositor
Logintsb.co.uk or TSB Business mobile app
SwitchCASS available — seven working days
This article is for informational purposes only and does not constitute financial advice. Always verify rates with official sources before making any financial decision.
Disclaimer: This article is editorial information, not financial advice. Rates, fees, and eligibility criteria change. Always verify the latest figures directly with the provider and the FCA Register before making a decision. Kaeltripton is not a regulated financial adviser. Where you act on this information, you do so at your own risk. Last reviewed: April 2026.
Frequently Asked QuestionsCan a limited company open a TSB Business account?
Yes. TSB Business Banking is available to sole traders, partnerships, and limited companies registered in the UK. Companies House registration details will be required for limited companies.
How long is the TSB Business Banking free period?
TSB has offered an introductory free banking period for new business customers. The duration and conditions vary — verify the current offer at tsb.co.uk before applying.
How do I log into TSB Business Banking?
Visit tsb.co.uk and navigate to the Business Banking login page. Enter your User ID and complete the security authentication steps. The TSB Business mobile app is also available on iOS and Android.
Is TSB Business Banking FSCS protected?
Yes. Business deposits held with TSB Bank PLC are FSCS protected up to £85,000 per eligible depositor. The FSCS applies to eligible deposits — certain business deposit types may not qualify; check at fscs.org.uk.
Can I deposit cash at a TSB branch for my business account?
Yes, cash deposits can be made at TSB branches. A cash handling fee may apply above a certain monthly free allowance — check the current TSB Business tariff at tsb.co.uk for the applicable rate.
Related guides on KaeltriptonSources: FCA Register (firm reference 191240 — TSB Bank PLC); FSCS.org.uk; tsb.co.uk; Companies House; CurrentAccountSwitch.co.uk; Financial Ombudsman Service; gov.uk; bankofengland.co.uk. Last reviewed: April 2026. Fees and features are subject to change. Always verify the current tariff at tsb.co.uk before applying. |
TSB Business Banking 2026: Account, Login and FeaturesTSB Business Banking 2026: Account, Login and Features. Step-by-step using primary sources from gov.uk, FCA and the provider. 
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Editorial Disclaimer The content on Kaeltripton.com is for informational and educational purposes only and does not constitute financial, investment, tax, legal or regulatory advice. Kaeltripton.com is not authorised or regulated by the Financial Conduct Authority (FCA) and is not a financial adviser, mortgage broker, insurance intermediary or investment firm. Nothing on this site should be construed as a personal recommendation. Rates, figures and product details are indicative only, subject to change without notice, and should always be verified directly with the relevant provider, HMRC, the FCA register, the Bank of England, Ofgem or other appropriate authority before any financial decision is made. Past performance is not a reliable indicator of future results. If you require regulated financial advice, please consult a qualified adviser authorised by the FCA. |
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