The average UK pension pot at retirement varies significantly by age and occupation. ONS Wealth and Assets Survey data shows median private pension wealth of around £35,000 for those approaching retirement, though this masks a wide distribution. The Pensions Policy Institute estimates a target pension pot of £237,000 to generate a moderate retirement income of around £20,000 per year via drawdown. State Pension adds £241.30 per week (£12,548 per year) for those with 35 qualifying NI years (ONS, PPI, DWP, 2026). |
Average Pension Pot UK 2026: How Your Savings Compare by AgeThe average DC pension pot at retirement is approximately 37,000 pounds (FCA data). The median across all ages is 32,700 pounds. Here is the full breakdown by age, what the figures mean for retirement income, and how to benchmark your own position. 
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