UK Tax System Overview for Residents
UK residents pay income tax, National Insurance, and capital gains tax on worldwide income, with allowances and bands set annually by HMRC. This guide maps the main taxes, the 2026/27 thresholds, and where each rule sits in statute, with worked examples at three income levels.
UK Tax on Rental Income for Residents
UK landlords pay income tax on rental profit after allowable expenses, with mortgage interest restricted to a 20% basic-rate tax credit. This guide covers calculation, the property allowance, finance cost relief, and reporting on Self-Assessment.
UK Tax on Investment Income: Dividends, Interest, Capital Gains
UK investment income falls into three regimes: dividends, savings interest, and capital gains. Each has its own allowance and rates. This guide covers the 2026/27 figures, how the allowances stack, and how ISAs sit outside the framework.
UK Tax on Cryptocurrency: HMRC Rules
HMRC treats cryptoassets held by individuals as chargeable for capital gains tax, with income tax applying to mining, staking and airdrops in defined cases. This guide covers pooling, the 30-day rule, reporting thresholds and worked examples.
UK Personal Tax Account Walkthrough
The HMRC Personal Tax Account is the central digital service for UK residents to view tax codes, NI records, refunds, and Marriage Allowance. This guide walks through registration, the main features, and the GOV.UK One Login transition.
UK Income Tax Thresholds and Allowances
UK income tax thresholds for 2026/27 remain frozen at the levels set in 2021. Personal Allowance is GBP 12,570 and higher-rate threshold GBP 50,270. This guide covers each threshold, the taper at GBP 100,000, and Scotland's separate bands.
HMRC Contact Routes: Phone, Webchat, Post, App
HMRC's main contact routes are the Personal Tax Account, the HMRC app, webchat, postal addresses, and a tax-specific phone network. This guide lists the right channel for the most common queries and the deadlines for written correspondence.
UK Capital Gains Tax Explained: Rates and Allowance
UK capital gains tax applies to disposals of chargeable assets above the GBP 3,000 annual exempt amount. From 30 October 2024 the main rates are 18% for basic-rate taxpayers and 24% for higher and additional rates. This guide covers reporting, reliefs, and three worked examples.