Tax And Hmrc

UK Tax System Overview for Residents

UK residents pay income tax, National Insurance, and capital gains tax on worldwide income, with allowances and bands set annually by HMRC. This guide maps the main taxes, the 2026/27 thresholds, and where each rule sits in statute, with worked examples at three income levels.

7 Jul 2026 · 13 min read

UK Tax Return Deadlines and Penalties Explained

UK Self-Assessment online returns are due 31 January following the tax year end. Late filing penalties start at GBP 100 and rise sharply at three, six and twelve months. This guide covers each deadline, the Schedule 55 penalty regime and how to appeal.

7 Jul 2026 · 7 min read

UK Tax on Rental Income for Residents

UK landlords pay income tax on rental profit after allowable expenses, with mortgage interest restricted to a 20% basic-rate tax credit. This guide covers calculation, the property allowance, finance cost relief, and reporting on Self-Assessment.

7 Jul 2026 · 8 min read

UK Tax on Investment Income: Dividends, Interest, Capital Gains

UK investment income falls into three regimes: dividends, savings interest, and capital gains. Each has its own allowance and rates. This guide covers the 2026/27 figures, how the allowances stack, and how ISAs sit outside the framework.

7 Jul 2026 · 8 min read

UK Tax on Cryptocurrency: HMRC Rules

HMRC treats cryptoassets held by individuals as chargeable for capital gains tax, with income tax applying to mining, staking and airdrops in defined cases. This guide covers pooling, the 30-day rule, reporting thresholds and worked examples.

7 Jul 2026 · 8 min read

UK Personal Tax Account Walkthrough

The HMRC Personal Tax Account is the central digital service for UK residents to view tax codes, NI records, refunds, and Marriage Allowance. This guide walks through registration, the main features, and the GOV.UK One Login transition.

7 Jul 2026 · 8 min read

UK Income Tax Thresholds and Allowances

UK income tax thresholds for 2026/27 remain frozen at the levels set in 2021. Personal Allowance is GBP 12,570 and higher-rate threshold GBP 50,270. This guide covers each threshold, the taper at GBP 100,000, and Scotland's separate bands.

7 Jul 2026 · 8 min read

HMRC Contact Routes: Phone, Webchat, Post, App

HMRC's main contact routes are the Personal Tax Account, the HMRC app, webchat, postal addresses, and a tax-specific phone network. This guide lists the right channel for the most common queries and the deadlines for written correspondence.

7 Jul 2026 · 8 min read

UK Capital Gains Tax Explained: Rates and Allowance

UK capital gains tax applies to disposals of chargeable assets above the GBP 3,000 annual exempt amount. From 30 October 2024 the main rates are 18% for basic-rate taxpayers and 24% for higher and additional rates. This guide covers reporting, reliefs, and three worked examples.

7 Jul 2026 · 12 min read