UK Independent Finance Intelligence · Est. 2024
Updated daily Newsletter For business
Home Money Guides EPOS System UK 2026: Compare Till Systems for Retail & Hospitality
Money Guides

EPOS System UK 2026: Compare Till Systems for Retail & Hospitality

CT
Chandraketu Tripathi
Finance Editor, Kaeltripton
Published 4 Apr 2026
Last reviewed 4 May 2026
✓ Fact-checked
EPOS System UK 2026: Compare Till Systems for Retail & Hospitality
Advertisement
By Chandraketu Tripathi  |  Updated April 2026
EPOS systems have evolved dramatically — from expensive, hardware-heavy installations to affordable cloud platforms running on an iPad. In 2026, UK businesses of all sizes can access feature-rich EPOS from zero monthly cost (Square) to comprehensive multi-site retail management (Lightspeed). The right system depends entirely on your industry, transaction volume, and whether you need advanced stock management or simple payment processing.
Our Verdict
Square is the best free EPOS for UK small businesses — no monthly fee, 1.75% per card transaction, and comprehensive free features. Epos Now is the strongest UK-built system (from £25/month). Lightspeed leads for growing retailers needing advanced inventory. Clover is best for hospitality. For mobile traders and market stalls: SumUp at 1.69% is the cheapest ongoing transaction cost.

Best EPOS Systems UK 2026

SystemBest ForSoftware CostTransaction FeeXero Integration?
SquareSmall retail, cafes, serviceFree1.75%
SumUpMobile traders, marketsFree1.69%Via Xero app
Zettle by PayPalMobile, PayPal usersFree1.75%
Epos NowUK SME retail + hospitalityFrom £25/monthVia payments partner
Lightspeed RetailGrowing retailers, advanced stockFrom £69/monthVia partner
Lightspeed RestaurantRestaurants, table managementFrom £69/monthVia partner
CloverHospitality, cafes, barsFrom £39/monthVia BarclaycardLimited
Shopify POSShopify + physical storeFrom £25/month0% Shopify Payments
TevalisMid-large hospitalityQuote-basedVia partners

EPOS System Hardware Costs UK 2026

HardwareCost RangeNotes
Card reader (mobile)£19–29Square Reader, SumUp Air, Zettle Reader
Standalone terminal£149–299Square Terminal, SumUp Solo — all-in-one
iPad EPOS stand + reader£200–400iPad + stand + card reader
Dedicated touchscreen terminal£300–600Epos Now, Lightspeed hardware
Receipt printer (thermal)£80–200Bluetooth or USB connection
Cash drawer£40–120Connects to receipt printer
Kitchen display system£200–400For restaurants — replaces paper tickets
Barcode scanner£30–150For retail stock management

Free vs Paid EPOS: Which Is Right?

Free EPOS systems (Square, SumUp, Zettle) earn revenue from transaction fees rather than monthly subscriptions. For a business doing £5,000/month in card sales, Square's 1.75% fee = £87.50/month. A paid system at £25/month with a 1.2% transaction fee = £25 + £60 = £85/month. At this volume, paid and free systems cost approximately the same. Above £5,000/month, paid systems with lower transaction fees become more cost-effective.

EPOS for Retail: What Features Matter

  • Stock management — low stock alerts, purchase orders, supplier management
  • Multi-location inventory — track stock across multiple sites
  • Barcode scanning — fast receipt, picking, and checkout
  • Customer loyalty — points, stamps, customer purchase history
  • Staff management — permissions, clock-in, sales reporting per staff member
  • Xero/QuickBooks integration — automatic sales posting to accounts
  • Click and collect — online orders integrated with in-store EPOS

Frequently Asked Questions

What is an EPOS system?
An EPOS (Electronic Point of Sale) system is a computerised till system that processes payments, manages stock, tracks sales data, and often integrates with accounting software. Modern EPOS systems replace traditional cash tills with touchscreen terminals running cloud software — accessible from any device, with real-time sales data available anywhere.
How much does an EPOS system cost UK?
EPOS system costs include hardware and software. Software: free (Square, Zettle) to £20–150/month for feature-rich systems. Hardware: Square Reader (£19), full touchscreen terminal (£200–600 one-off or leased). Card transaction fees: 1.69–1.75% per payment for free software systems. Budget £0–£150/month ongoing for most small businesses, plus one-off hardware cost.
What is the best EPOS system for small UK businesses?
Square is the best free EPOS for UK small businesses — no monthly software fee, 1.75% per card transaction, quick setup, and a comprehensive free app covering inventory, sales reporting, and customer management. Epos Now is the best UK-built system for businesses wanting UK-based support from £25/month. Lightspeed is best for growing retailers needing advanced stock management.
Do EPOS systems integrate with accounting software UK?
Yes — all major cloud EPOS systems integrate with UK accounting software. Square, Lightspeed, Epos Now, and Shopify POS integrate with Xero and QuickBooks. Sales data syncs automatically, eliminating manual entry. Epos Now also integrates with Sage. Always verify your specific accounting software's integration before purchasing an EPOS system.
What EPOS features do restaurants need?
Restaurants need: table management (visual floor plan), split bills, kitchen display system (KDS) integration, allergen tracking, menu modifiers (sauces, sides, dietary requirements), delivery platform integration (Deliveroo, Just Eat, Uber Eats), and staff management (clock-in, tip splitting). Square for Restaurants and Lightspeed Restaurant are the most feature-complete UK options.
Related Articles
Disclaimer: Prices change — verify with providers. Sources: AccountingWEB, IRIS, TaxCalc, Digita, CCH, InfoTrack, Redbrick Solutions, Hoowla, Osprey, assetpanda.com, Freshservice, whichpayroll.com, expertsure.com, HMRC, FCA. April 2026.
Advertisement

Editorial Disclaimer

The content on Kaeltripton.com is for informational and educational purposes only and does not constitute financial, investment, tax, legal or regulatory advice. Kaeltripton.com is not authorised or regulated by the Financial Conduct Authority (FCA) and is not a financial adviser, mortgage broker, insurance intermediary or investment firm. Nothing on this site should be construed as a personal recommendation. Rates, figures and product details are indicative only, subject to change without notice, and should always be verified directly with the relevant provider, HMRC, the FCA register, the Bank of England, Ofgem or other appropriate authority before any financial decision is made. Past performance is not a reliable indicator of future results. If you require regulated financial advice, please consult a qualified adviser authorised by the FCA.

CT
Chandraketu Tripathi
Finance Editor · Kaeltripton.com
Chandraketu (CK) Tripathi, founder and lead editor of Kael Tripton. 22 years in finance and marketing across 23 markets. Writes on UK personal finance, tax, mortgages, insurance, energy, and investing. Sources: HMRC, FCA, Ofgem, BoE, ONS.

Stay ahead of your money

Free UK finance guides, rate changes and money-saving tips — straight to your inbox. No spam, unsubscribe anytime.

Read More

Get Kael Tripton in your Google feed

⭐ Add as Preferred Source on Google