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Last updated Jul 18, 2026
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Hub: Mortgages ·Hub system tag — UK Mortgages master hub.
271 guides in this section Latest first
UK stamp duty 2026: rates, FTB relief and how to calculate

UK stamp duty 2026: rates, FTB relief and how to calculate

A plain-English guide to UK stamp duty in 2026-27, covering SDLT in England and Northern Ireland, LBTT in Scotland and LTT in Wales. Worked examples show how tiered bands, first-time buyer relief and the additional property surcharge combine.

16 Jun 2026 · 24 min read
Second Charge Mortgage Calculator UK 2026

Second Charge Mortgage Calculator UK 2026

A free UK second charge mortgage calculator for monthly payment, total amount payable, and total interest over the term. Capital and interest repayment basis. Excludes lender fees, valuation, legal, and HMLR charges.

12 Jun 2026 · 5 min read
Mortgage with Defaults UK 2026

Mortgage with Defaults UK 2026

A default does not stop you getting a UK mortgage in 2026, but narrows lender choice and means higher rates. Mainstream typically decline; specialist near-prime and adverse lenders accept on a graded basis depending on age and amount.

12 Jun 2026 · 6 min read
Low Rate Secured Loans UK 2026

Low Rate Secured Loans UK 2026

UK low-rate secured loans are property-secured loans priced at the lowest tier of the lender's product card. Available to borrowers with low combined LTV, clean credit, standard property, and verifiable income. Compare APRC, not headline.

12 Jun 2026 · 6 min read
Barrister Mortgage UK 2026

Barrister Mortgage UK 2026

A UK barrister mortgage is tailored to barristers' specific income structure: high gross billings, irregular cash flow, aged debt, complex tax-efficient structures. Specialist UK lenders use gross billings rather than retained profit.

18 May 2026 · 6 min read
Investment Property Mortgage UK 2026

Investment Property Mortgage UK 2026

A UK investment property mortgage is secured against a property purchased to generate rental income or capital appreciation. The most common form is buy-to-let. Most UK investment property lending is unregulated commercial lending.

12 Jun 2026 · 5 min read
Mortgage Life Insurance Quotes UK 2026

Mortgage Life Insurance Quotes UK 2026

UK mortgage life insurance quotes are individual premium estimates from life insurers based on age, health, sum assured, term, and policy type. Prices vary 30-50% between insurers for the same case. Like-for-like comparison finds value.

18 May 2026 · 6 min read
Shared Ownership Mortgage Broker UK 2026

Shared Ownership Mortgage Broker UK 2026

A UK shared ownership mortgage broker is an FCA-authorised intermediary specialising in matching shared ownership buyers to lenders that accept the scheme's specific structure. The mortgage market is narrower than for standard residential.

7 Jul 2026 · 6 min read
Second Mortgage Home Improvements UK 2026

Second Mortgage Home Improvements UK 2026

A UK second mortgage for home improvements is a second-charge mortgage with proceeds funding building work. Best for borrowers tied into a low fixed-rate first mortgage with high ERCs. This article covers when second charge wins.

12 Jun 2026 · 5 min read
Secured Loan Home Improvements UK 2026

Secured Loan Home Improvements UK 2026

A UK secured loan for home improvements funds building work using property as security. Three main routes: remortgage with capital raise, second-charge mortgage, or further advance. Smaller projects under £25,000 may suit unsecured loans.

12 Jun 2026 · 6 min read
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