Money Guides
⏱ 2 min read
📅 Updated Apr 2026
Every Money Change Hitting You From 6 April 2026 — Full List
Every financial change from 6 April 2026 explained — dividend tax, NIC rises, IHT reform, minimum wage, passport fees and more.
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New Tax Year — 6 April 2026 A new tax year always brings changes — but April 2026 is busier than most. From dividend tax hikes to inheritance tax reforms, minimum wage rises to NIC increases, here is every financial change you need to know about. | Key date: Most changes take effect from 6 April 2026 — the start of the 2026/27 tax year. |
1. Dividend Tax Rises| Rate | 2025/26 | 2026/27 |
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| Basic rate | 8.75% | 10.75% (+2%) | | Higher rate | 33.75% | 35.75% (+2%) | | Additional rate | 39.35% | 39.35% (unchanged) |
2. Inheritance Tax — Business and Farm Relief CappedPreviously unlimited, 100% IHT relief on agricultural and business property is now capped at £2.5 million combined from 6 April 2026. Above that, relief drops to 50%. 3. Capital Gains Tax on Business Assets RisesThe CGT rate under Business Asset Disposal Relief rises to 18% for 2026/27, up from 14% in 2025/26. 4. Self-Employed NIC Increases| NIC Type | Old Rate | New Rate (Apr 2026) |
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| Class 2 (self-employed) | £3.50/week | £3.65/week | | Class 3 (voluntary) | £17.75/week | £18.40/week |
5. Minimum Wage Rises to £12.71The National Living Wage for workers aged 21+ increases to £12.71 per hour from April 2026 — above inflation. 6. Income Tax Thresholds — Still Frozen Until 2031The personal allowance stays at £12,570. With wages rising, more people are being dragged into higher tax bands every year through fiscal drag. 7. Passport Fees Now Over £100For the first time, an adult UK passport renewal costs over £100. If yours expires in the next 18 months, consider renewing now. 8. ISA Allowances — Use Them or Lose ThemThe annual ISA allowance remains £20,000 for 2026/27. But from April 2027, Cash ISA contributions for under-65s are capped at £12,000. This year is one of the last to use the full £20,000 in cash. | Bottom line: April 2026 brings more financial pain than relief for most UK households. Dividend investors, business owners, farmers, and the self-employed are hardest hit. Review your tax position and ISA usage now. |
By Chandraketu Tripathi · Updated April 2026 · kaeltripton.com
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Chandraketu Tripathi
Finance Editor · Kaeltripton.com
Chandraketu (CK) Tripathi, founder and lead editor of Kael Tripton. 22 years in finance and marketing across 23 markets. Writes on UK personal finance, tax, mortgages, insurance, energy, and investing. Sources: HMRC, FCA, Ofgem, BoE, ONS.
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