UK Independent. Sourced. Primary. · Est. 2024

Calcluth & Sangster (Insurance Brokers) Limited | Insurance Brokers | Glasgow | Est. 1999

Calcluth & Sangster (Insurance Brokers) Limited is a insurance brokers registered in Glasgow, established 1999. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Insurance Brokers UNCLAIMED LISTING

Calcluth & Sangster (Insurance Brokers) Limited

Insurance Brokers · Glasgow · Est. 1999

27 years
Active Trading
Active
CH Status
SC200273
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCalcluth & Sangster (Insurance Brokers) Limited
Companies House numberSC200273 →
Company typePrivate Limited Company (Ltd)
Registered addressProspect House Hamilton International Technology Park Blantyre, G72 0BN
City / RegionGlasgow
Date incorporated1999
Years trading27 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Calcluth & Sangster (Insurance Brokers) Limited

Established in 1999, Calcluth & Sangster (Insurance Brokers) Limited has over 27 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

The Kaeltripton Financial Index records 639 insurance brokers nationally, 8 of them in Glasgow.

Check register.fca.org.uk for the firm's authorisation, permissions and trading names before any engagement.

What Insurance Brokers Do

Brokers assess the risk, recommend cover levels and place the policy with a suitable underwriter. In commercial lines, broker market access and claims support are typically the core of the service.

The service is advisory, which brings suitability duties a price-comparison journey does not carry.

How to Choose the Right Insurance Broker

A firm strong in motor fleet is not automatically right for professional indemnity; ask about the specific class. Claims handling arrangements are worth probing early: they differ widely between firms.

FCA fair-value rules apply to distribution: commissions and any fees must represent fair value and be disclosable.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.
Do I need to use an FCA-regulated insurance broker?
Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

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Evalee Insurance Brokers LtdGlasgow · Est. 2017View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Calcluth & Sangster (Insurance Brokers) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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