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Home News & Guides NS&I Premium Bonds June 2026: Prize Draw Results and How to Check
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NS&I Premium Bonds June 2026: Prize Draw Results and How to Check

NS&I Premium Bonds are trending as the June 2026 prize draw results become available. Here is how to check if you've won, what the current prize fund rate is, and how Premium Bonds compare to savings accounts.

CT
Chandraketu Tripathi
Finance Editor, Kaeltripton
Published 1 Jun 2026
Last reviewed 1 Jun 2026
✓ Fact-checked
NS&I Premium Bonds June 2026: Prize Draw Results and How to Check
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NS&I Premium Bonds prize draw results for June 2026 are prompting searches across the UK as bondholders check whether their bonds have won a prize this month. Premium Bonds are a savings product issued by National Savings and Investments (NS&I), the UK government-backed savings provider, and are backed in full by the Treasury.

The prize draw runs monthly. Each £1 bond is entered into the draw separately, with prizes ranging from £25 to the two monthly jackpot prizes of £1 million each.

How to check if you have won

NS&I provides several ways to check June 2026 prize draw results:

  • NS&I Prize Checker online at nsandi.com - enter your holder number to check all eligible bonds
  • NS&I app - available on iOS and Android, log in with your NS&I details
  • Premium Bonds prize checker on the NS&I website - updated on the first business day of each month when draws are processed
  • Phone - NS&I customer services at 08085 007 007

Winners of prizes up to £5,000 are paid directly into their nominated bank account or by warrant (cheque). Prizes of £5,000 and above are paid by BACS transfer. The two monthly £1 million jackpot winners are notified by NS&I directly before payment.

Current prize fund rate and odds

NS&I sets the annual prize fund rate, which determines the total value of prizes paid out relative to the total bonds eligible. The current annual prize fund rate for Premium Bonds is 4.40%, down from a peak of 4.65% in early 2024. NS&I adjusts the prize fund rate periodically in response to movements in the Bank of England base rate and savings market conditions.

The odds of any individual £1 bond winning a prize in any given monthly draw are 1 in 22,000. The minimum holding is £25 (25 bonds). The maximum holding is £50,000 per person.

Premium Bonds versus savings accounts

Premium Bonds offer tax-free prizes rather than a guaranteed interest rate. Whether they produce a better return than a savings account depends on the holder's tax position, the prize fund rate, and luck. For basic rate taxpayers with a Personal Savings Allowance of £1,000, conventional savings accounts may produce a more predictable return at current rates. For higher and additional rate taxpayers, or those who have exceeded their Personal Savings Allowance, the tax-free nature of Premium Bond prizes carries more value.

NS&I products are 100% backed by the UK Treasury, unlike savings accounts which are protected up to £85,000 per person per institution under the Financial Services Compensation Scheme (FSCS).

For UK personal finance guides, mortgage rates, and money news visit kaeltripton.com.

This article is for informational purposes only. All facts sourced from publicly available reports at time of publication, 2 June 2026.

Sources: NS&I prize draw information at nsandi.com; NS&I terms and conditions; FSCS protection limits at fscs.org.uk; HMRC Personal Savings Allowance guidance at gov.uk.

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Editorial Disclaimer

The content on Kaeltripton.com is for informational and educational purposes only and does not constitute financial, investment, tax, legal or regulatory advice. Kaeltripton.com is not authorised or regulated by the Financial Conduct Authority (FCA) and is not a financial adviser, mortgage broker, insurance intermediary or investment firm. Nothing on this site should be construed as a personal recommendation. Rates, figures and product details are indicative only, subject to change without notice, and should always be verified directly with the relevant provider, HMRC, the FCA register, the Bank of England, Ofgem or other appropriate authority before any financial decision is made. Past performance is not a reliable indicator of future results. If you require regulated financial advice, please consult a qualified adviser authorised by the FCA.

CT
Chandraketu Tripathi
Finance Editor · Kaeltripton.com
Chandraketu (CK) Tripathi, founder and lead editor of Kael Tripton. 22 years in finance and marketing across 23 markets. Writes on UK personal finance, tax, mortgages, insurance, energy, and investing. Sources: HMRC, FCA, Ofgem, BoE, ONS.

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