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Last updated Jul 25, 2026
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Chandraketu Tripathi ·Chandraketu (CK) Tripathi, founder and lead editor of Kael Tripton. 22 years in finance and marketing across 23 markets. Writes on UK personal finance, tax, mortgages, insurance, energy, and investing. Sources: HMRC, FCA, Ofgem, BoE, ONS.

Chandraketu Tripathi

Chandraketu (CK) Tripathi, founder and lead editor of Kael Tripton. 22 years in finance and marketing across 23 markets. Writes on UK personal finance, tax, mortgages, insurance, energy, and investing. Sources: HMRC, FCA, Ofgem, BoE, ONS.

16176 Posts

Dubai
Smart Meters: Your Rights Under Ofgem Rules -- Installation, Faults and Switching post image
Regulations Energy Regulations Bills

Smart Meters: Your Rights Under Ofgem Rules -- Installation, Faults and Switching

by Chandraketu Tripathi
Final Response Letter: What It Is and Why the Date Matters for FOS Complaints post image
Regulations Financial Regulations

Final Response Letter: What It Is and Why the Date Matters for FOS Complaints

by Chandraketu Tripathi
FOS Provisional Decision: What It Is and How to Respond post image
Regulations Financial Regulations

FOS Provisional Decision: What It Is and How to Respond

by Chandraketu Tripathi
Consumer Duty and Bank Accounts: What Your Bank Must Do Under FCA Rules post image
Regulations Financial Regulations Money

Consumer Duty and Bank Accounts: What Your Bank Must Do Under FCA Rules

by Chandraketu Tripathi
Mortgage Early Repayment Charges: FCA Rules and Your Rights Explained post image
Regulations Financial Regulations Property & Landlords

Mortgage Early Repayment Charges: FCA Rules and Your Rights Explained

by Chandraketu Tripathi
Mortgage Prisoners: FCA MCOB 11.9 Rules and Your Rights Explained post image
Regulations Financial Regulations Property & Landlords

Mortgage Prisoners: FCA MCOB 11.9 Rules and Your Rights Explained

by Chandraketu Tripathi
MCOB 5: What Must a Mortgage Illustration (ESIS) Contain? post image
Regulations Financial Regulations Property & Landlords

MCOB 5: What Must a Mortgage Illustration (ESIS) Contain?

by Chandraketu Tripathi
ICOBS 7.2: Can Your Home Insurer Cancel Your Policy Mid-Term? post image
Regulations Financial Regulations Insurance

ICOBS 7.2: Can Your Home Insurer Cancel Your Policy Mid-Term?

by Chandraketu Tripathi
ICOBS 2.5: The Customer Best Interests Rule in Home Insurance Explained post image
Regulations Financial Regulations Insurance

ICOBS 2.5: The Customer Best Interests Rule in Home Insurance Explained

by Chandraketu Tripathi
Does Home Insurance Cover Subsidence? UK Rules and Claim Rights Explained post image
Regulations Insurance Law Insurance

Does Home Insurance Cover Subsidence? UK Rules and Claim Rights Explained

by Chandraketu Tripathi
Escape of Water in Home Insurance: What Is Covered and How to Claim post image
Regulations Insurance Law Insurance

Escape of Water in Home Insurance: What Is Covered and How to Claim

by Chandraketu Tripathi
ICOBS 4: What Must Your Home Insurer Tell You Before You Buy? post image
Regulations Financial Regulations Insurance

ICOBS 4: What Must Your Home Insurer Tell You Before You Buy?

by Chandraketu Tripathi
What Does FCA Regulated Mean? Plain English Guide to FCA Authorisation post image
Regulations Financial Regulations Money

What Does FCA Regulated Mean? Plain English Guide to FCA Authorisation

by Chandraketu Tripathi
MCOB 13: What Your Mortgage Lender Must Do If You Miss a Payment post image
Regulations Financial Regulations Property & Landlords

MCOB 13: What Your Mortgage Lender Must Do If You Miss a Payment

by Chandraketu Tripathi
Ofgem Energy Supplier Obligations: What Your Supplier Must Do Under UK Rules post image
Regulations Energy Regulations Bills

Ofgem Energy Supplier Obligations: What Your Supplier Must Do Under UK Rules

by Chandraketu Tripathi
Ofgem Energy Price Cap Explained: Unit Rates, Standing Charges and Who It Covers post image
Regulations Energy Regulations Insurance Bills

Ofgem Energy Price Cap Explained: Unit Rates, Standing Charges and Who It Covers

by Chandraketu Tripathi
FOS vs FSCS: Which Scheme Do You Use and When? post image
Regulations Financial Regulations

FOS vs FSCS: Which Scheme Do You Use and When?

by Chandraketu Tripathi
FCA Vulnerable Customers: Your Rights Under Consumer Duty Explained post image
Regulations Financial Regulations

FCA Vulnerable Customers: Your Rights Under Consumer Duty Explained

by Chandraketu Tripathi
FCA Fair Value in Home Insurance: Consumer Duty Outcome 2 Explained post image
Regulations Financial Regulations Insurance

FCA Fair Value in Home Insurance: Consumer Duty Outcome 2 Explained

by Chandraketu Tripathi
FCA Register: How to Check If a Financial Firm Is Authorised post image
Regulations Financial Regulations

FCA Register: How to Check If a Financial Firm Is Authorised

by Chandraketu Tripathi
DISP 2.8: The 6-Month Financial Ombudsman Deadline Explained post image
Regulations Financial Regulations

DISP 2.8: The 6-Month Financial Ombudsman Deadline Explained

by Chandraketu Tripathi
MCOB 11: What Affordability Checks Must a Mortgage Lender Do? post image
Regulations Financial Regulations Property & Landlords

MCOB 11: What Affordability Checks Must a Mortgage Lender Do?

by Chandraketu Tripathi
MCOB 2: Can Your Mortgage Lender Force You to Use Their Buildings Insurance? post image
Regulations Financial Regulations Insurance Property & Landlords

MCOB 2: Can Your Mortgage Lender Force You to Use Their Buildings Insurance?

by Chandraketu Tripathi
ICOBS 6B: The FCA Home Insurance Price Walking Ban Explained post image
Regulations Financial Regulations Insurance

ICOBS 6B: The FCA Home Insurance Price Walking Ban Explained

by Chandraketu Tripathi
FSCS Home Insurance Protection: 90% Cover With No Upper Limit Explained post image
Regulations Financial Regulations Insurance

FSCS Home Insurance Protection: 90% Cover With No Upper Limit Explained

by Chandraketu Tripathi
How to Complain to the Financial Ombudsman Service: UK Guide 2026 post image
Regulations Financial Regulations

How to Complain to the Financial Ombudsman Service: UK Guide 2026

by Chandraketu Tripathi
FCA Consumer Duty Explained: Your Rights Against Unfair Insurance and Bank Charges post image
Regulations Financial Regulations Insurance Money

FCA Consumer Duty Explained: Your Rights Against Unfair Insurance and Bank Charges

by Chandraketu Tripathi
ICOBS 8: What to Do If Your Home Insurance Claim Is Refused -- FCA Rules post image
Regulations Financial Regulations Insurance

ICOBS 8: What to Do If Your Home Insurance Claim Is Refused -- FCA Rules

by Chandraketu Tripathi
ICOBS 7: Can I Cancel Home Insurance Within 14 Days? FCA Rule Explained post image
Regulations Financial Regulations Insurance

ICOBS 7: Can I Cancel Home Insurance Within 14 Days? FCA Rule Explained

by Chandraketu Tripathi
Home Insurance Complaints Data UK 2026: FCA Firm-Level Analysis post image
Home Insurance Energy & Bills Insurance Bills

Home Insurance Complaints Data UK 2026: FCA Firm-Level Analysis

by Chandraketu Tripathi
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