Veygo vs Cuvva: Temporary Car Insurance Compared

How the two compare at a glance

Cuvva sells temporary car insurance from one hour to 28 days, with price bands that include 2 to 4 days and 2 to 3 weeks, according to its website in October 2026. The headline difference is the maximum length: 60 days with Veygo against 28 days with Cuvva. Both providers are regulated by the Financial Conduct Authority, but they publish different levels of detail about who can buy cover and on what terms.

Veygo publishes its minimum age, licence rules, excess and no-claims position. That means a buyer comparing the two will find more pre-quote information from Veygo than from Cuvva. Kael Tripton has a disclosed Featured Partner placement with Veygo on its temporary car insurance guide; this comparison is factual and makes no recommendation.

Cover lengths: hours, days and weeks

That structure suits a single afternoon, a weekend, a week or a longer block of up to two months. Cuvva's range runs from one hour to 28 days, with price bands that include 2 to 4 days and 2 to 3 weeks. The banding means Cuvva groups some durations together for pricing, rather than quoting every hour or day as a separate unit.

For a borrower who needs cover for a few hours, both providers sell from one hour. For a borrower who needs cover for a fortnight, both can supply it: Cuvva's 2 to 3 week band sits inside its 28 day maximum, and Veygo sells by the day or month up to 60 days. For a borrower who needs cover beyond 28 days, only Veygo's published maximum of 60 days reaches that far. For a borrower who needs cover beyond 60 days, neither provider's published temporary product covers the whole period, so the cover would need to be arranged in blocks or through another type of policy.

Who can get cover

Veygo's minimum age is 17. Drivers need a full GB licence. For most policies, drivers aged 17 to 21 must have held a licence for at least six months, though this does not apply when borrowing someone else's car. Veygo New Driver cover is available straight after passing. Six-digit Northern Irish licences are not covered. Those rules are published by Veygo, so a young driver can check eligibility before requesting a quote.

A driver who wants to know whether Cuvva will accept a particular age, licence type or licence-holding period therefore has to start a quote to see the position. Veygo, by contrast, states its licence and age rules up front, including the six-month holding requirement for most policies for drivers aged 17 to 21 and the exception when borrowing someone else's car.

The owner's no-claims bonus and excess

That statement matters when a named driver borrows a car and the policy is arranged on a temporary basis: the owner's own no-claims bonus is protected according to Veygo, and the owner does not have to notify their own insurer of the claim. Veygo's accidental damage excess is £750 on most policies, with some customers able to choose £250. The excess is the amount the policyholder pays towards an accidental damage claim.

A borrower who wants to know Cuvva's excess or how a claim would be treated in relation to the car owner's no-claims bonus has to obtain a quote to see those terms. Veygo publishes both figures and the no-claims statement in advance. The practical effect is that a buyer can compare Veygo's £750 standard excess, and the £250 option available to some customers, against Cuvva's terms only after starting a quote.

Regulation and who stands behind the cover

Veygo by Admiral is a trading name of Able Insurance Services Limited, part of Admiral Group plc, FCA firm reference 311649. Cuvva states it is authorised and regulated by the Financial Conduct Authority, firm reference 690273. Both firms therefore operate under FCA authorisation, and each publishes its firm reference number. A buyer can check either reference on the FCA register.

The corporate structure differs in how it is described. Veygo is presented as a trading name of Able Insurance Services Limited, which sits within Admiral Group plc. Cuvva describes itself as authorised and regulated by the FCA. Both descriptions are self-reported by the respective companies.

Choosing the right length of cover

Start with the number of days the car is needed. If the period is a few hours, both providers sell from one hour. If the period is 2 to 4 days, Cuvva has a published price band for that range, and Veygo sells by the day. If the period is 2 to 3 weeks, Cuvva has a published band for that range, and Veygo sells by the day or month. If the period is between 29 and 60 days, Veygo's published maximum of 60 days reaches it, while Cuvva's published maximum of 28 days does not.

Then check eligibility before relying on a quote. Veygo publishes a minimum age of 17, a full GB licence requirement, a six-month licence-holding rule for most policies for drivers aged 17 to 21, an exception when borrowing someone else's car, New Driver cover available straight after passing, and an exclusion for six-digit Northern Irish licences. Cuvva's equivalent terms appear at quote stage.

Source: Veygo: temporary car insurance.

Related coverage on Kael Tripton: Temporary Car Insurance for Under 25s: Eligibility and Costs, Temporary Car Insurance and the Owner's No-Claims Discount, Learner Driver Insurance on Parents Car UK Explained, Learner Driver Insurance on Own Car UK: How It Works, New Driver Insurance UK: Costs, Black Box and How to Save.

Frequently asked questions

What is the maximum length of cover with each provider?

Cuvva sells temporary car insurance from one hour to 28 days.

Can a 17 year old buy temporary cover?

Veygo's minimum age is 17, and for most policies drivers aged 17 to 21 must have held a licence for at least six months, though this does not apply when borrowing someone else's car.

Will a claim affect the car owner's no-claims bonus?

Veygo says a claim will not affect the car owner's no-claims bonus and the owner will not need to declare it on their own policy. Cuvva does not publish its no-claims position on its temporary cover page; it is shown when quoting.

What is the accidental damage excess?

Veygo's accidental damage excess is £750 on most policies, with some customers able to choose £250.

Who regulates these providers?

Veygo by Admiral is a trading name of Able Insurance Services Limited, part of Admiral Group plc, FCA firm reference 311649. Cuvva states it is authorised and regulated by the Financial Conduct Authority, firm reference 690273.