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Home Authors Chandraketu Tripathi
Last updated Jul 22, 2026
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Chandraketu Tripathi ·Chandraketu (CK) Tripathi, founder and lead editor of Kael Tripton. 22 years in finance and marketing across 23 markets. Writes on UK personal finance, tax, mortgages, insurance, energy, and investing. Sources: HMRC, FCA, Ofgem, BoE, ONS.

Chandraketu Tripathi

Chandraketu (CK) Tripathi, founder and lead editor of Kael Tripton. 22 years in finance and marketing across 23 markets. Writes on UK personal finance, tax, mortgages, insurance, energy, and investing. Sources: HMRC, FCA, Ofgem, BoE, ONS.

16114 Posts

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HENRY Money Priorities: High Earner, Not Rich Yet post image

HENRY Money Priorities: High Earner, Not Rich Yet

What to Actually Do With a Sudden Lump Sum of Money post image

What to Actually Do With a Sudden Lump Sum of Money

Do You Need Different Home Insurance During a House Extension post image

Do You Need Different Home Insurance During a House Extension

Mortgage Affordability: How Lenders Actually Decide How Much You Can Borrow post image

Mortgage Affordability: How Lenders Actually Decide How Much You Can Borrow

Why US Citizens in the UK Should Be Careful With ISAs and LISAs post image

Why US Citizens in the UK Should Be Careful With ISAs and LISAs

What Happens to Your ISA and SIPP if You Move to Spain post image

What Happens to Your ISA and SIPP if You Move to Spain

Choosing Your Workplace Pension Fund Instead of the Default post image

Choosing Your Workplace Pension Fund Instead of the Default

Transferring SAYE Scheme Shares Into an ISA Without Selling First post image

Transferring SAYE Scheme Shares Into an ISA Without Selling First

What Happens to Your Child Trust Fund When You Turn 18 post image

What Happens to Your Child Trust Fund When You Turn 18

How Compound Growth Actually Works, and Why Costs Compound Too post image

How Compound Growth Actually Works, and Why Costs Compound Too

Money Sent to a Closed Bank Account: How to Get It Back post image

Money Sent to a Closed Bank Account: How to Get It Back

Bank Switch Bonuses: What Counts as an Active Direct Debit post image

Bank Switch Bonuses: What Counts as an Active Direct Debit

The Enterprise Investment Scheme (EIS) Explained post image

The Enterprise Investment Scheme (EIS) Explained

SIPP Fees: Are ETFs or Funds Cheaper as Your Pension Grows post image

SIPP Fees: Are ETFs or Funds Cheaper as Your Pension Grows

Tax on Reinvested Dividends: How DRIP Investments Are Actually Taxed post image

Tax on Reinvested Dividends: How DRIP Investments Are Actually Taxed

Reclaiming Overpaid Tax After Redundancy: The P50 Explained post image

Reclaiming Overpaid Tax After Redundancy: The P50 Explained

Paying Tax on Freelance Income Alongside a PAYE Job post image

Paying Tax on Freelance Income Alongside a PAYE Job

NHS Ill Health Retirement: Tier 1 vs Tier 2 Explained post image

NHS Ill Health Retirement: Tier 1 vs Tier 2 Explained

NHS Pension Contribution Tiers: How Your Rate Is Actually Set post image

NHS Pension Contribution Tiers: How Your Rate Is Actually Set

How to Fix an Error on Your UK Credit File post image

How to Fix an Error on Your UK Credit File

How Mortgage Interest Is Actually Calculated Day by Day post image

How Mortgage Interest Is Actually Calculated Day by Day

Guarantor Mortgages Explained: How They Actually Work in the UK post image

Guarantor Mortgages Explained: How They Actually Work in the UK

Getting an Overdraft Fee Refunded: When Banks Actually Say Yes post image

Getting an Overdraft Fee Refunded: When Banks Actually Say Yes

Does a CCJ Stop You Renting a Property in the UK? post image

Does a CCJ Stop You Renting a Property in the UK?

IVA Explained: What an Individual Voluntary Arrangement Actually Means post image

IVA Explained: What an Individual Voluntary Arrangement Actually Means

Multiple Debt Collectors Chasing the Same Debt: What to Actually Do post image

Multiple Debt Collectors Chasing the Same Debt: What to Actually Do

Your First Credit Card: How to Actually Build a Credit Score With It post image

Your First Credit Card: How to Actually Build a Credit Score With It

LISA, SIPP or Mortgage Overpayment: Where Extra Money Works Hardest post image

LISA, SIPP or Mortgage Overpayment: Where Extra Money Works Hardest

Tax-Free Pension Lump Sum: How the 25% Rule Actually Works post image

Tax-Free Pension Lump Sum: How the 25% Rule Actually Works

How to Transfer a Stocks and Shares ISA Without Losing the Tax Wrapper post image

How to Transfer a Stocks and Shares ISA Without Losing the Tax Wrapper

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