Lifetime ISA UK: rules, bonus, providers and worth-it scenarios
The UK Lifetime ISA gives an annual 25 percent bonus on up to 4,000 pounds of savings for a first home or retirement, with strict rules: a 450,000 pound property cap, a 12 month minimum age, and a 25 percent charge on non-permitted withdrawals.
Best UK personal loans: cheapest rates, calculator and eligibility
A plain-English guide to UK personal loans: how representative APR differs from the rate actually offered, what changes the eligibility decision, secured versus unsecured, debt consolidation maths, and the FCA rules that sit behind every regulated loan in the UK.
