Whiplash Reform UK 2026: Civil Liability Act 2018 Fully Explained
★ KEY POINTS - CIVIL LIABILITY ACT 2018 AND WHIPLASH REFORM * The Civil Liability Act 2018 (CLA 2018) received Royal Assent on 20 December
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★ KEY POINTS - CIVIL LIABILITY ACT 2018 AND WHIPLASH REFORM * The Civil Liability Act 2018 (CLA 2018) received Royal Assent on 20 December
15 Jun 2026 · 9 min read
★ KEY POINTS - FCA CONSUMER DUTY AND MOTOR INSURANCE * The FCA Consumer Duty (Policy Statement PS22/9) came into force on 31 July
15 Jun 2026 · 7 min read
★ KEY POINTS - MOTOR INSURANCE DATABASE (MID) * The Motor Insurance Database (MID) is operated by the Motor Insurers' Bureau (MIB) and holds
15 Jun 2026 · 7 min read
★ KEY POINTS - CONTINUOUS INSURANCE ENFORCEMENT * Continuous Insurance Enforcement (CIE) was introduced by the Road Safety Act 2006 and came into force in
15 Jun 2026 · 7 min read
★ KEY POINTS - ROAD TRAFFIC ACT 1988 * The Road Traffic Act 1988 (RTA 1988) is the primary UK legislation requiring motor insurance - section
15 Jun 2026 · 9 min read
★ KEY POINTS - UK CAR INSURANCE BUSINESS USE 2026 * The motor insurance use class framework divides vehicle use into: social, domestic and pleasure
15 Jun 2026 · 6 min read
★ KEY POINTS - UK CAR INSURANCE FOR IMPORTED VEHICLES 2026 * Vehicles imported to the UK must be registered with the DVLA and meet
15 Jun 2026 · 6 min read
★ KEY POINTS - CAR INSURANCE FOR MODIFIED CARS UK 2026 * Any modification to a vehicle that differs from the manufacturer's standard
15 Jun 2026 · 6 min read
LAST REVIEWED: JUNE 2026 A driving conviction usually raises car insurance premiums and must be declared to the insurer, commonly for five
16 Jun 2026 · 8 min read
★ KEY POINTS - UK CAR INSURANCE WRITE-OFF 2026 * The ABI introduced four write-off categories in October 2017 replacing the old A-
15 Jun 2026 · 7 min read
★ KEY POINTS - HOW TO ADD A NAMED DRIVER UK 2026 * A named driver is a person authorised to drive the insured vehicle
15 Jun 2026 · 6 min read
★ KEY POINTS - HOW TO MAKE A CAR INSURANCE CLAIM UK 2026 * FCA Handbook ICOBS 8.1.1R requires all FCA-authorised UK
15 Jun 2026 · 6 min read
★ KEY POINTS - HOW TO CANCEL CAR INSURANCE UK 2026 * FCA Handbook ICOBS 7.1.2R gives consumers a statutory 14-day cooling-
15 Jun 2026 · 7 min read
★ KEY POINTS - UK TO EU CAR INSURANCE AND GREEN CARDS 2026 * Green Cards are no longer required for UK drivers travelling to
15 Jun 2026 · 10 min read
LAST REVIEWED: JUNE 2026 The Motor Insurers' Bureau (MIB) compensates UK victims of accidents caused by uninsured or untraced drivers, through
16 Jun 2026 · 10 min read
★ KEY POINTS - ANPR AND UNINSURED DRIVER DETECTION * ANPR (Automatic Number Plate Recognition) cameras are operated by UK police forces and are linked
15 Jun 2026 · 8 min read
★ KEY POINTS - FSCS CAR INSURANCE PROTECTION * The Financial Services Compensation Scheme (FSCS) protects policyholders if an FCA-authorised UK motor insurer becomes
15 Jun 2026 · 6 min read
★ KEY POINTS - FINANCIAL OMBUDSMAN SERVICE AND MOTOR INSURANCE * The Financial Ombudsman Service (FOS) is the statutory, independent dispute resolution scheme for complaints
15 Jun 2026 · 8 min read
★ KEY POINTS - DRIVING UNINSURED UK 2026 * Driving without insurance is a criminal offence under section 143 of the Road Traffic Act 1988
15 Jun 2026 · 7 min read
★ KEY POINTS - INSURANCE PREMIUM TAX 2026 * Insurance Premium Tax (IPT) is levied by HMRC on most general insurance premiums in the UK
15 Jun 2026 · 8 min readGet Kael Tripton in your Google feed
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