Hub: Equity Release

UK Equity Release Under 55 2026: Payment Term Lifetime Mortgages

Standard equity release requires you to be 55. But since late 2025, Payment Term Lifetime Mortgages have opened the market to borrowers from age 50. This 2026 guide explains how they work, who qualifies, and whether they are right for you.

17 Jun 2026 · 9 min read

Equity Release vs Remortgage UK 2026: Which Is Right for You?

Choosing between equity release and remortgaging to release equity depends on your age, income, and how much the monthly payment matters. This 2026 guide compares all the options with real figures so you can make an informed decision.

12 May 2026 · 7 min read

Martin Lewis on Equity Release UK 2026

Martin Lewis and MoneySavingExpert have shared clear guidance on equity release. This guide covers what MSE says about lifetime mortgages in 2026, the key warnings Martin Lewis has highlighted, and how to approach equity release safely.

12 May 2026 · 7 min read

Key Equity Release UK 2026: Reviews, Plans and Calculator

Key (formerly Key Retirement) is one of the UK's largest equity release specialists, operating as both an adviser and a lender. This 2026 guide covers Key's products, rates, reviews, and how it compares to the wider market.

12 May 2026 · 6 min read

UK Home Reversion Plans 2026: How They Work

Home reversion is the second regulated equity release product type in the UK. This pillar guide covers how home reversion plans work, the key differences from lifetime mortgages, who they suit, FCA rules, and the limited provider landscape in 2026.

12 May 2026 · 10 min read

Nationwide Equity Release UK 2026: Plans and Alternatives

Nationwide Building Society does not currently offer equity release lifetime mortgages. This guide explains what Nationwide does offer for older borrowers, and how to find the right equity release alternative for your circumstances.

12 May 2026 · 6 min read

Equity Release Calculator UK 2026

Estimate how much equity you could release from your UK property in 2026. Our guide explains how equity release calculators work, what factors affect the amount, and what to do next.

12 May 2026 · 6 min read

Aviva Equity Release and Lifetime Mortgage UK 2026

Aviva is one of the UK's largest equity release lenders. This 2026 guide covers Aviva's lifetime mortgage range, current rates, minimum age, eligibility criteria, and how to compare Aviva against the wider market.

12 May 2026 · 6 min read

How to Release Equity From Your Home UK 2026

A complete 2026 guide covering how equity release works, which product fits your situation, how much you can release, costs to expect, and the FCA rules that protect you throughout.

17 Jun 2026 · 11 min read

Equity Release Adviser: Qualifications, Fees & How to Choose UK 2026

All equity release advisers must hold FCA-recognised qualifications and be authorised to give regulated advice. This guide covers what to look for, how adviser fees work in 2026, and the right questions to ask.

12 May 2026 · 7 min read

Best Equity Release Rates & Providers UK 2026

The best equity release rate is not simply the lowest MER - it depends on your age, property, health status, and need. This branch guide compares leading UK providers in 2026.

12 May 2026 · 7 min read

Legal & General Lifetime Mortgage UK 2026: Rates, Plans & Eligibility

Legal & General is one of the UK's largest lifetime mortgage providers. This guide covers their 2026 plan range, current MER rates, eligibility criteria, and what ERC membership means.

12 May 2026 · 8 min read

Equity Release for Debt Consolidation UK 2026

When it makes sense, when it doesn't, regulated alternatives.

18 May 2026 · 1 min read

Equity Release vs Downsizing UK 2026

Decision frameworks, costs, regional house-price implications.

18 May 2026 · 1 min read

Equity Release & Inheritance Protection 2026

Protected equity, ring-fenced amounts, IHT interaction.

18 May 2026 · 1 min read

UK Retirement Interest-Only (RIO) Mortgages 2026

A retirement interest-only mortgage lets you pay just the monthly interest on your loan, with the capital repaid when you die or move into care. This pillar guide covers RIO in 2026.

17 Jun 2026 · 10 min read

Lifetime Mortgages UK 2026: How Equity Release Works, Rates and Who Qualifies

A lifetime mortgage lets homeowners aged 55 and over release equity from their property as a lump sum or drawdown without monthly repayments. Here is how they work, current rates, and the key risks to understand.

16 Jun 2026 · 7 min read

Equity Release Interest Rates UK 2026 — What You'll Pay and How Compound Interest Works

Equity release lifetime mortgage rates start from around 6.30% MER in April 2026. How compound interest works, what ERC Standards 2.0 protects, and what to weigh up.

17 Jun 2026 · 10 min read