Hub: Expat Finance

Spain Healthcare for UK Expats 2026 -- SIP Card, Convenio Especial and Private Cover

Spain healthcare for UK expats in 2026 is accessed via the SIP card. S1 form holders get full SNS access at no cost. Non-working residents use the Convenio Especial: EUR 60/month under 65, EUR 157/month aged 65+. Private insurance costs EUR 50-200 per month.

16 Jun 2026 · 10 min read

Spain Beckham Law 2026 -- UK Expat Tax Regime Explained

Spain Beckham Law for UK expats gives a 24% flat IRPF rate on Spanish employment income up to EUR 600,000. Apply via form 149 within six months of first Social Security registration. Applicants must not have been Spanish tax resident in the prior five years. The regime lasts six years.

16 Jun 2026 · 11 min read

Expat Life Insurance UK 2026 -- Cover for British Citizens Abroad

Expat life insurance UK for British citizens abroad costs £15-£60 per month for a £250,000 level-term policy at age 40. Most UK insurers exclude high-risk territories. Death in service cover often ceases on posting. Writing the policy in trust removes it from IHT at zero cost.

17 Jun 2026 · 11 min read

UK Pension Transfer to Australia 2026 - QROPS and Rules

A UK pension transfer to Australia must use an HMRC ROPS-listed fund. The 25% overseas transfer charge applies where fund and member residency differ. Unauthorised payment charges reach 55% on QROPS breaches. ATO taxes incoming transfers at marginal rates above the tax-free component.

17 Jun 2026 · 12 min read

Best International Health Insurance for UK Expats 2026 -- Cigna, Bupa, Allianz Compared

International health insurance UK expats in 2026 costs £1,200-£6,000 per year. Cigna Global (FCA 422737), Bupa Global (FCA 211081), and Allianz Care (FCA 121849) are the largest providers. Annual limits range from £1 million to unlimited. A £1,000 deductible reduces premiums by 15-20%.

16 Jun 2026 · 13 min read

Portugal Golden Visa for UK Citizens 2026 -- Funds, Costs and Process

Portugal’s Golden Visa for UK citizens in 2026 is restricted to qualifying investment funds and venture capital; real estate purchases no longer qualify. The minimum fund investment is EUR 500,000. The AIMA application fee is EUR 533.90 per person.

16 Jun 2026 · 11 min read

UK Inheritance Tax for Expats 2026 -- New Residence-Based IHT Rules

UK inheritance tax for expats changed fundamentally from 6 April 2025. The Finance Act 2025 replaced the domicile-based IHT test with a residence-based test.

17 Jun 2026 · 12 min read

Buying Property in Dubai as a UK Citizen 2026 -- Complete Guide

Buying property in Dubai as a UK citizen is open to all nationalities in designated freehold zones. No property purchase tax applies; the Dubai Land Department (DLD) transfer fee is 4% of the purchase price.

16 Jun 2026 · 12 min read

Portugal NHR Replacement 2026 -- IFICI Tax Regime Explained

Portugal’s NHR (Non-Habitual Residence) regime was closed to new applicants on 31 December 2023. Its replacement, IFICI (Incentivo Fiscal a Investigacao Cientifica e Inovacao), took effect from 1 January 2024 under Law 82/2023.

16 Jun 2026 · 12 min read

Wise vs Revolut vs OFX 2026 -- Best International Money Transfer for Expats

Wise, Revolut, and OFX are the three most widely used international transfer providers among UK expats in 2026.

16 Jun 2026 · 11 min read

Portugal D7 Visa for UK Citizens 2026 -- Income, Cost and Process

The Portugal D7 visa for UK citizens in 2026 requires proof of passive income of at least EUR 820 per month (the Portuguese minimum wage). Application fees are EUR 90 for the initial visa; the residence permit costs EUR 320 at AIMA. Processing takes 60-90 days.

16 Jun 2026 · 10 min read

Non-Dom UK Tax 2026 -- What Changed After April 2025 Abolition

The non-dom UK tax regime was abolished from 6 April 2025 under the Finance Act 2025. A four-year foreign income and gains (FIG) exemption replaced the remittance basis for new UK arrivals.

16 Jun 2026 · 12 min read

Buying Property in Spain as a UK Citizen 2026 -- ITP, Mortgages and Finance

Buying property in Spain as a UK citizen in 2026 involves ITP transfer tax of 6-11% (varies by region), notary fees, and NIE registration. Mortgages for non-residents are capped at 60-70% LTV; Euribor 12-month rate stood at 2.48% in March 2026.

16 Jun 2026 · 11 min read

Canada Immigration for UK Citizens 2026 -- Express Entry, PR and Visas

Canada immigration for UK citizens in 2026 means Express Entry, Provincial Nominee Programmes, and Atlantic Immigration. The Federal Skilled Worker CRS cut-off has ranged from 481 to 549 in 2025/26 draws.

16 Jun 2026 · 11 min read

UK to Australia Visa 2026 -- Skilled, Partner and Permanent Residency

Planning a UK to Australia visa application in 2026? This guide covers the Skilled Independent visa (subclass 189), Employer Sponsored (482), Partner visa (820/801), points thresholds, processing times, and what tax changes await you on arrival.

16 Jun 2026 · 12 min read

UK Driving Abroad Documents 2026: Checklist by Country

UK driving abroad 2026 checklist: licence accepted across EU, IDP for some non-EU countries, green card insurance, GB/UK sticker rules, country specifics.

18 May 2026 · 7 min read

Moving Abroad from UK Checklist 2026: Essential Tasks Before You Go

UK moving abroad checklist 2026: P85 HMRC, NHS deregister, pension notify, NI Class 2/3 £3.45 or £17.45, V5C export, bank notify, licence exchange.

18 May 2026 · 7 min read

EU Settled Status vs ILR 2026: Which Route for EU Nationals

UK EUSS vs ILR 2026: Settled status free for pre-2021 EU residents, ILR £3,029 for other nationalities. Both lead to citizenship after 1 year at £1,605.

12 Jun 2026 · 7 min read

UK Visa Types Comparison 2026: All Routes Explained Side by Side

UK visa comparison 2026: Skilled Worker £1,519, Student £524, Visitor £127, Family £1,920, Global Talent £766, per UKVI 9 April 2025 fees. Full matrix.

12 Jun 2026 · 7 min read

UK Immigration Adviser OISC 2026: Finding Regulated Help and Costs

UK OISC 2026: Levels 1-3 regulated advisers, SRA solicitors, free help via Citizens Advice, hourly rates £150-£500, check oisc.gov.uk register.

12 Jun 2026 · 7 min read

UK Visa Fee Waiver and Discount 2026: When You Pay Less

UK visa fee waiver 2026: Article 8 ECHR human rights routes, destitution test, separate request before payment, IHS waiver linked. Child fee waiver too.

12 Jun 2026 · 7 min read

UK Skilled Worker CoS Certificate of Sponsorship 2026: Defined vs Undefined

UK Skilled Worker CoS 2026: £239 per cert, Defined for outside-UK applicants, Undefined for in-UK switchers. Cap removed since 2020. Valid 3 months.

12 Jun 2026 · 7 min read

UK Visa Photograph Specifications 2026: Passport Photo Requirements

UK visa photo 2026: JPEG, 600x750 pixels min, under 10MB, within 1 month, plain light grey/cream background, no glasses, no head covering except religious.

18 May 2026 · 7 min read

UK Visa Application Status Check 2026: How to Track Your Application

UK visa status check 2026: UKVI account, TLScontact, VFS Global and UKVCAS email alerts. Targets 3 weeks to 6 months. MP or priority escalation.

12 Jun 2026 · 7 min read

UK Visa Medical Test Requirements 2026: TB Screening and Health Checks

UK visa TB test 2026: mandatory for 6-month+ stays from 101 listed countries via IOM/approved clinic. Valid 6 months. Fees £50-£150. NHS Health Visa rules.

12 Jun 2026 · 7 min read

UK ETA Electronic Travel Authorisation 2026: Who Needs It and How to Apply

UK ETA 2026: £20 fee, valid 2 years or until passport expires, multi-entry up to 6-month stays. EU citizens included from 2 April 2025. App or gov.uk.

12 Jun 2026 · 7 min read

UK Sponsor Licence Application 2026: Cost, Process, and Compliance

UK sponsor licence 2026: £574 small/charitable, £1,579 medium/large, A-rating vs B-rating, SMS portal, key personnel roles, compliance visit triggers.

12 Jun 2026 · 7 min read