Premium Bonds Prize Rate Cut to 3.30% from April 2026 Draw: Are They Still Worth It?
NS&I has cut the Premium Bonds prize fund rate from 3.60% to 3.30% and lengthened odds to 23,000 to 1 for the April 2026 draw. 21 million holders affected. Full breakdown of what changes, the real odds of winning, and whether Cash ISAs now beat them.
Cash ISA Allowance Cut to £12,000 from April 2027: What Under-65 UK Savers Need to Know
From 6 April 2027 the Cash ISA allowance for under-65s falls from £20,000 to £12,000, with £8,000 effectively reserved for investment. Over-65s keep the full £20,000. Full breakdown of the Autumn Budget 2025 change and what savers should do.
UK Pensions Guide 2026: Types, Allowances, Tax Relief and Drawdown
The complete guide to UK pensions in 2026 — pension types, annual allowance, tax relief, state pension, drawdown options and IHT changes.