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Landlords in England and Wales must meet minimum EPC ratings for rental properties. This guide explains the current EPC requirements, what the proposed changes mean, and how energy efficiency improvements affect landlord insurance.
15 Jun 2026 · 2 min read
Construction contractors need public liability, employers liability, contract works, and professional indemnity. This guide covers what construction insurance includes, what JCT contracts require, and what specialist contractor covers add.
15 Jun 2026 · 2 min read
Redundancy and unemployment insurance covers your income if you are made redundant. This guide explains what payment protection insurance covers, what exclusions apply, and how it differs from statutory redundancy pay.
15 Jun 2026 · 2 min read
Group personal accident insurance provides lump sum and weekly income benefits to employees injured outside work. This guide explains how GPA cover works, how it differs from employers liability, and what employers typically include.
15 Jun 2026 · 2 min read
Taking in a lodger changes your home insurance. This guide explains what you must tell your home insurer, how cover is affected, and when you need landlord insurance instead.
15 Jul 2026 · 8 min read
UK businesses can need many different types of insurance. This guide explains the main categories of business insurance, which are legally required, and how to build a policy programme appropriate for different business types.
15 Jun 2026 · 2 min read
Roofing contractors face elevated liability exposure from working at height. This guide covers what roofer insurance needs to include, what working at height exclusions mean, and what combined roofing policies cover.
15 Jun 2026 · 2 min read
Cyber insurance covers the financial consequences of data breaches, ransomware attacks, and cyber crime. This guide explains what cyber cover includes, what UK GDPR obligations mean for businesses, and which businesses need cyber insurance most urgently.
15 Jun 2026 · 2 min read
Renting your home on Airbnb requires specialist insurance or a short-let extension. This guide explains why standard home insurance does not cover Airbnb hosting, what dedicated host insurance covers, and what Airbnb AirCover provides.
15 Jun 2026 · 2 min read
Flat roof properties can be harder and more expensive to insure than pitched roof homes. This guide explains how flat roof cover works, what the roof construction disclosure requirement means, and how to find competitive cover for flat roof homes.
15 Jun 2026 · 2 min read
Hairdressers and hair stylists need treatment liability, public liability, and professional indemnity. This guide covers what salon insurance includes, what mobile hairdressers need, and what product liability covers for chemical treatments.
15 Jun 2026 · 2 min read
Life insurance written in trust can provide funds to pay an inheritance tax bill without adding to the taxable estate. This guide explains how whole of life policies in trust work, what the seven-year rule means, and how to use life cover in IHT planning.
15 Jun 2026 · 3 min read
Cancer patients and cancer survivors can find travel insurance difficult to obtain. This guide explains how to declare cancer on travel insurance, what specialist insurers cover, and what the Money and Pensions Service directory provides.
15 Jun 2026 · 2 min read
Barber shop insurance typically combines public liability, employers liability, treatment risk cover, and contents insurance. Here is what each cover does and what it costs for barbershops and mobile barbers.
16 Jun 2026 · 4 min read
Bulldogs and French Bulldogs are among the most expensive breeds to insure due to their brachycephalic health risks. This guide explains what pet insurance covers for bulldogs, what is excluded, and how to find lifetime cover for breed-specific conditions.
15 Jun 2026 · 2 min read
HR consultants and independent HR advisers need professional indemnity insurance if their employment advice causes client financial loss or legal exposure. This guide covers what HR consultant insurance includes and what CIPD membership requires.
15 Jun 2026 · 2 min read
Handymen and odd-job contractors need public liability insurance for work in client properties. This guide covers what handyman insurance includes, what activities are covered, and the difference between a handyman policy and a specialist trade policy.
15 Jun 2026 · 2 min read
Drain and plumbing insurance covers emergency call-outs for blocked drains, burst pipes, and plumbing failures. This guide explains what home emergency cover includes, what drains policies cover, and how they differ from standard home insurance.
15 Jun 2026 · 3 min read
Travelling with diabetes requires specialist travel insurance that covers your condition. This guide explains how to find travel insurance that covers diabetes, what to declare, and what medical cover you need for insulin and equipment abroad.
15 Jun 2026 · 3 min read
Mobility scooter users need third-party liability insurance and may want accidental damage and breakdown cover. This guide explains what is legally required, what the different policy types cover, and how class 2 and class 3 scooter rules affect insurance.
15 Jun 2026 · 2 min read
Cat insurance covers veterinary treatment costs for illness and accident. This guide explains the different types of cat insurance policy, what each covers, and the key differences between lifetime, annual, and accident-only cover.
15 Jun 2026 · 3 min read
Florists need public liability, stock cover, and sometimes professional indemnity for bespoke wedding and event commissions. This guide covers what florist insurance includes, what market and event trading requires, and product liability for allergy claims.
15 Jun 2026 · 2 min read
Goods in transit insurance covers goods being transported by couriers, hauliers, and owner-operators. This guide explains what GIT policies cover, what CMR cover adds for European haulage, and how it differs from van insurance.
15 Jun 2026 · 2 min read
Laptop insurance covers accidental damage, theft, and liquid damage for portable computers. This guide explains how laptop insurance differs from home contents cover, what gadget insurance adds, and what business laptop policies require.
15 Jun 2026 · 2 min read
Private health insurance for children covers faster access to diagnosis and treatment outside the NHS. This guide explains what child health insurance covers, how adding children to a family policy works, and what the main exclusions are.
15 Jun 2026 · 3 min read
Windscreen insurance covers repair or replacement of a damaged windscreen without affecting your no-claims bonus. This guide explains how windscreen claims work, when repair is preferred over replacement, and what excess applies.
15 Jun 2026 · 2 min read
Tradespeople of all kinds need public liability insurance. This guide covers what tradespeople public liability covers across different trades, what combined policies include, and what to check for high-risk work like working at height.
15 Jun 2026 · 2 min read
Medical malpractice insurance covers healthcare professionals against clinical negligence claims. This guide explains the difference between medical malpractice insurance and medical defence organisation membership, and what private practice clinicians need.
15 Jun 2026 · 3 min read
Storm damage is one of the most common home insurance claims. This guide explains what counts as storm damage under a home policy, what is excluded, and how to manage a roof damage claim.
15 Jun 2026 · 3 min read
Properties inherited or being administered through probate need specialist insurance. This guide covers what probate property insurance covers, what executors need to arrange, and how unoccupied property conditions affect cover during the estate administration period.
15 Jun 2026 · 2 min readGet Kael Tripton in your Google feed
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