ISA Allowance 2026/27: Why Top Fixed Savings Rates Are Falling and What That Means for £20,000 Savers
The £20,000 ISA allowance is unchanged for 2026/27 but the savings landscape behind it is shifting. Best-buy fixed rate cash ISAs now pay up to 4.65%, with easy-access rates dipping. We explain what changed, the lifetime ISA rules, and how to use the allowance.
Energy Price Cap July 2026: Why Cornwall Insight Is Forecasting £1,929 and What Drives the Q3 Number
Cornwall Insight's central forecast for the Q3 2026 energy price cap is £1,929 a year — up £290 on Q2. The realistic range is £1,640 to £2,100 depending on wholesale prices through May and June. Here is what is in the number, why Q3 looks different, and the practical options.
Dividend Tax Rise April 2026: What the 2-Point Hike Costs You by Income Band
Basic-rate dividend tax went from 8.75% to 10.75% on 6 April 2026, higher rate from 33.75% to 35.75%. Worked examples for £30K, £50K, £80K and £120K dividend takers, with the cash impact spelled out and the planning levers that remain.
