UK mortgage brokers charge in three ways: fee-free (paid by lender procuration fee, disclosed to client); fixed fee (typically £500 to £2,000); or percentage of loan (typically 0.3% to 1%). Complex cases such as adverse credit, self-employed income or large portfolio landlord applications typically attract higher fees. All fees must be disclosed upfront under FCA MCOB rules. Using a whole-of-market broker gives access to more products than going direct to lenders (FCA MCOB, 2026). |
Mortgage Broker PricesA mortgage broker (or mortgage adviser, or mortgage intermediary) is an FCA-authorised firm or individual who advises on and arranges mortgages on... 
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