Business Car Finance UK: Hire Purchase, Contract Hire and Tax Treatment Explained
Business car finance options include contract hire, finance lease and HP. EVs qualify for 100% first-year allowance. Cars cannot claim AIA.
Excavator Finance UK: Hire Purchase and Lease Options for Construction Plant
Finance an excavator from £15,000 to £500,000+ on hire purchase or finance lease. High approval rates for construction plant. Rates from 5% APR.
Business Equipment Finance UK: How to Fund Machinery, Technology and Tools
Business equipment finance lets UK companies acquire machinery without upfront payment. 96% FLA approval rate. AIA up to £1m under hire purchase.
How Does Asset Finance Work in the UK? Step-by-Step Guide for Businesses
Asset finance lets businesses acquire equipment without upfront cost. Lender buys the asset, business makes monthly payments. 96% FLA approval rate.
Asset Finance Rates UK: What to Expect and How to Get the Best Deal (2026)
UK asset finance rates range from 4.5% to 25% APR depending on asset type and credit. BoE base rate is 4.25% (June 2026). Compare on APR.
Asset Finance Bad Credit UK: Lenders, Approval Tips and What to Expect
Asset finance is available with bad credit because the asset acts as security. FLA reports 96% approval rate. Specialist lenders consider CCJs.
Hire Purchase vs Finance Lease UK: Tax Treatment, Key Differences and Which to Choose
Hire purchase transfers ownership at end of term; finance lease keeps it with the lender. HP gives AIA and capital allowances up to £1m.
Before You Take a Merchant Cash Advance: Factor Rates, True APR and the FCA Regulation Gap
MCAs repay through a % of daily card sales. A 1.3x factor rate on £50,000 means £65,000 back. Effective APR is often 40-150%. Almost entirely unregulated.
Before You Use Invoice Finance: Factoring vs Discounting, True Costs and Bad Debt Risk
Invoice finance advances 70-90% of unpaid invoices. Factoring is disclosed to customers. Discounting is confidential. Minimum contracts are 12-24 months.
Before You Apply for a Commercial Mortgage: Personal Guarantees, LTV and What Lenders Assess
Commercial mortgages are unregulated. Directors almost always sign a personal guarantee. Max LTV is 70%. Prepare 3 years of accounts before applying.
Before You Sign a Business Energy Contract: Traps and TPI Risks
Business energy contracts are unregulated compared to domestic supply. This guide covers broker commission disclosure, auto-rollover clauses, deemed contract rates and why the Ofgem price cap does not protect business customers.
UK Company Insolvency Statistics 2026: CVLs, Administrations and Sector Data
1,868 company insolvencies in England and Wales in May 2026 -- 16% lower than May 2025. CVLs account for 72% of all cases. Construction remains the most affected sector with 3,931 insolvencies in the past 12 months. Source: Insolvency Service / Companies House, June 2026.
Export Health Certificate Vets UK: APHA-Registered OV Directory by Region
Find APHA-registered Official Veterinarians for export health certificates across England. Pets, livestock, food products, equines. All 10 regions. Source: APHA GOV.UK.
DB Pension Surplus Release 2026: DWP Consults on Unlocking £160bn for Employers and Members
4 in 5 defined benefit pension schemes are now in surplus. DWP launched a consultation on 10 June 2026 on rules to release some of the estimated £160bn surplus. What it means for members and employers.
UK VAT Rates 2026/27: Standard 20%, Reduced 5% and Zero-Rated Explained
UK VAT rates 2026/27: standard rate 20%, reduced rate 5% (domestic energy, car seats), zero rate 0% (food, books, children clothing). Registration threshold 90,000 pounds. Full guide to categories, exemptions and schemes.
NFU Mutual Farm Insurance UK: Agricultural Cover Explained
NFU Mutual Farm Insurance UK: Agricultural Cover Explained
AXA Business vs Simply Business UK: SME Insurance Compared
AXA Business vs Simply Business UK: SME Insurance Compared
AXA Business Public Liability Insurance UK: What It Covers and Costs
AXA Business Public Liability Insurance UK: What It Covers and Costs
AXA Business Insurance Review UK: SME Cover, Costs and FCA Regulation
AXA Business Insurance Review UK: SME Cover, Costs and FCA Regulation
Hiscox Cyber Insurance Review UK: What It Covers and SME Costs
Hiscox Cyber Insurance Review UK: What It Covers and SME Costs
Hiscox vs Simply Business UK: Which Business Insurance Is Better for SMEs
Hiscox vs Simply Business UK: Which Business Insurance Is Better for SMEs
Hiscox Professional Indemnity Insurance UK: Review and Cost Guide
Hiscox Professional Indemnity Insurance UK: Review and Cost Guide
Hiscox Business Insurance Review UK: SME Cover, Costs and FCA Regulation
Hiscox Business Insurance Review UK: SME Cover, Costs and FCA Regulation
Simply Business vs Hiscox Business Insurance UK: Which Is Better for SMEs
Simply Business vs Hiscox Business Insurance UK: Which Is Better for SMEs
Simply Business Professional Indemnity Insurance UK: Who Needs It
Simply Business Professional Indemnity Insurance UK: Who Needs It
Simply Business Employers Liability Insurance UK: Legal Requirements
Simply Business Employers Liability Insurance UK: Legal Requirements
Simply Business Public Liability Insurance UK: What It Covers and Costs
Simply Business Public Liability Insurance UK: What It Covers and Costs
Simply Business Insurance Review UK: SME Cover, Costs and FCA Regulation
Simply Business Insurance Review UK: SME Cover, Costs and FCA Regulation
Employers Liability Insurance UK: Legal Requirement and HSE Rules
Employers Liability Insurance UK: Legal Requirement and HSE Rules
Business Insurance UK: What Cover Small Businesses Need and FCA Rules
Business Insurance UK: What Cover Small Businesses Need and FCA Rules