UK business guides — SME insurance, business banking, commercial finance, accounting and payroll.
Data under Open Government Licence v3.0.
The UK's copper analogue phone network is being retired and replaced with digital voice over broadband. This guide explains what the PSTN switch-off means, who is affected, the timeline, and the steps households and businesses should take now.
16 Jun 2026 · 6 min read
The Corporate TPS lets UK businesses register their telephone numbers to opt out of unsolicited marketing calls, operating alongside but separately from the personal TPS under PECR.
16 Jun 2026 · 6 min read
Bring Your Own Device policies allow staff to use personal mobiles for work, but they carry real implications for privacy, data access, and employer control. Here is the UK legal framework that governs them.
16 Jun 2026 · 8 min read
Uncontrolled mobile spending can quietly erode a business budget. This article explains how UK businesses of all sizes can monitor usage, set roaming policies, and keep mobile costs in check.
16 Jun 2026 · 7 min read
Business mobile plans offer VAT reclaim, multi-line discounts, and account management features that personal contracts do not. Here is what separates the two and when switching makes sense.
16 Jun 2026 · 7 min read
Business travel cover differs from a holiday policy on equipment, money and replacement-employee benefits. How annual multi-trip structures, trip caps and tiers actually work for frequent UK work travellers.
15 Jun 2026 · 5 min read
Ten of the largest UK insurance brokers by market scale, what each focuses on and how to verify a broker on the FCA Register. No quotes, routing or commission.
15 Jun 2026 · 7 min read
A directory of FCA-authorised UK insurers and brokers for security companies, plus SIA context and how to verify each. No quotes, routing or commission.
15 Jun 2026 · 5 min read
Employers liability vs public liability insurance in the UK: what each covers, which is compulsory, and who needs both. No quotes, routing or commission.
15 Jun 2026 · 5 min read
Compare small business insurance from FCA-authorised UK insurers. Liability, contents and packaged cover explained, with no quotes, routing or commission.
15 Jun 2026 · 7 min read
Compare liability insurance for UK small businesses: public, employers and professional indemnity cover from FCA-authorised insurers. No quotes or commission.
15 Jun 2026 · 7 min read
The key cyber security measures UK small businesses should take, based on NCSC guidance and Cyber Essentials, and how they link to cyber insurance. No quotes.
15 Jun 2026 · 6 min read
A plain-English guide to UK business borrowing: term loans, asset and invoice finance, revolving credit, government-backed Start Up Loans, how lenders test affordability, what APR really costs, British Business Bank schemes, and what a personal guarantee means for you.
17 Jun 2026 · 8 min read
A commercial mortgage funds property used for business. This guide explains how it differs from a residential mortgage, typical LTV of 65 to 75 percent, fixed, variable and SONIA-linked rates, what lenders assess, FCA regulation, broker fees and commercial stamp duty in the UK as of 2026.
17 Jun 2026 · 8 min read
The UK PSTN and ISDN network is being retired by the end of 2027. This guide explains what the switch-off means for your business, how SIP trunking, hosted VoIP and cloud PBX compare, number portability rules, and how to audit your telecoms estate before migrating.
3 Jun 2026 · 8 min read
Business broadband in the UK adds service level agreements, static IPs, lower contention, VAT recovery and Ofcom compensation rules that home packages lack. Here is how the connection types and protections compare, and when a leased line earns its cost.
3 Jun 2026 · 7 min read
A practical UK guide to bicycle shop insurance: stock cover for high-value bikes, public and product liability, employers liability, business interruption, customer bike-in-care cover and workshop tool protection, with typical sums insured and FAQs.
15 Jun 2026 · 8 min read
Accountants and bookkeepers face negligence claims, data breaches and run-off liabilities long after retirement. This guide explains professional indemnity, cyber, public liability and run-off cover, plus the PI minimums set by ICAEW, ACCA and AAT for UK members.
15 Jun 2026 · 7 min read
A practical UK guide to public liability insurance for gardeners and landscapers: cover for client property damage and third-party injury, separate tools cover, employers liability for helpers, pesticide extensions, and sole trader versus limited company implications.
15 Jun 2026 · 8 min read
A practical guide to public liability insurance for handymen and tradespeople in the UK: why it matters when working in client properties, typical cover levels from 1m to 5m pounds, what it does not cover, and when employers liability becomes a legal duty.
15 Jun 2026 · 8 min read
A practical UK guide to bakery business insurance: why product liability matters most for food producers, plus public and employers liability, equipment breakdown, business interruption, food contamination cover, home-baker rules and market trader extensions.
15 Jun 2026 · 8 min read
A plain-English guide to insurance for yoga and fitness instructors in the UK: professional indemnity, public liability, employers liability, equipment cover, and what professional bodies like CIMSPA and Yoga Alliance expect from you as of 2026.
15 Jun 2026 · 8 min read
Standard home insurance does not cover B&B activity. Here is what UK bed and breakfast owners actually need: buildings, contents, public liability, employers liability, loss of income and guest property cover, plus planning, mortgage and Airbnb considerations.
15 Jun 2026 · 8 min read
A practical guide to insurance for UK food businesses, covering public and product liability, employers liability, equipment breakdown, business interruption, food spoilage and licensed premises considerations for cafes, restaurants, caterers and mobile traders.
15 Jun 2026 · 7 min read
Beauty salons in the UK need treatment liability, public liability, employers liability if they hire staff, and cover for tools, stock and premises. This guide explains each policy, why some treatments are excluded, and how mobile and self-employed therapists differ.
15 Jun 2026 · 7 min read
A practical UK guide to insurance for therapists and counsellors: why professional indemnity is essential, when public liability matters, what BACP and UKCP require, plus data protection and lone-worker cover. Source-backed and written for sole practitioners as of 2026.
15 Jun 2026 · 8 min read
A practical UK guide to charity insurance: trustee indemnity, employers liability, public liability, volunteer cover, property and event risks, plus how Charity Commission guidance shapes a trustee's legal duty of care when arranging cover.
15 Jun 2026 · 8 min read
Consultants face professional negligence as their biggest risk, so professional indemnity is usually essential. This guide explains PI, public liability, cyber, and management liability cover, how client contracts set minimums, and what IR35 means for your insurance as of 2026.
15 Jun 2026 · 8 min read
A plain-English guide to UK business insurance: the one cover the law requires, the policies contracts demand, and how to assess your own risks, check the FCA register, and complain to the Financial Ombudsman if a claim goes wrong.
15 Jun 2026 · 8 min read
Professional indemnity insurance protects UK businesses against claims of negligence, errors, or bad advice. This guide explains what PI cover includes, who needs it, typical cover levels, claims-made cover, run-off, and how to check an insurer on the FCA register.
15 Jun 2026 · 8 min readGet Kael Tripton in your Google feed
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