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Insurance ·Independent UK insurance guides covering life, pet, home, appliance and income cover. Every article is built from FCA, ABI and FOS primary sources with no commissions and no lead routing.
2539 guides in this section Latest first
Care Home Insurance UK: What Residential and Nursing Homes Need

Care Home Insurance UK: What Residential and Nursing Homes Need

Care home insurance covers residential and nursing care facilities against property damage, public and professional liability, and business interruption. This guide explains the key covers required for care homes and how much care home insurance costs in the UK.

19 Jun 2026 · 4 min read
Goods in Transit Insurance UK: Cover for Cargo in Road Transport

Goods in Transit Insurance UK: Cover for Cargo in Road Transport

Goods in transit (GIT) insurance covers cargo against loss, theft, and damage while being transported by road. This guide explains who needs GIT cover, what the CMR Convention requires for international haulage, and how much goods in transit insurance costs in the UK.

18 Sep 2026 · 4 min read
Over 65 Travel Insurance UK: Costs, Cover and Age Limits

Over 65 Travel Insurance UK: Costs, Cover and Age Limits

Over 65 travel insurance costs typically run 30% to 50% above over-50 rates. GHIC covers state healthcare in Europe but not repatriation, annual policies suit retirement-frequency travel, and age caps only start biting from 70.

12 Jul 2026 · 10 min read
Annual Travel Insurance UK: Multi-Trip Cover for Frequent Travellers

Annual Travel Insurance UK: Multi-Trip Cover for Frequent Travellers

Annual multi-trip travel insurance covers an unlimited number of trips in a 12-month period. This guide explains what annual travel insurance includes, how it compares to single trip cover, maximum trip duration limits, and how much it costs in the UK.

19 Jun 2026 · 4 min read
Boiler Cover UK: What It Includes and Whether You Need It in 2026

Boiler Cover UK: What It Includes and Whether You Need It in 2026

Boiler cover provides annual service and emergency repair for boilers and central heating systems. This guide explains what boiler cover includes, how it compares to home emergency cover and insurance, and how much boiler cover costs in the UK.

18 Sep 2026 · 5 min read
Breakdown Cover UK: What It Includes and How to Choose the Right Policy

Breakdown Cover UK: What It Includes and How to Choose the Right Policy

Breakdown cover provides roadside assistance and recovery when a vehicle breaks down. This guide explains the different levels of breakdown cover, how it differs from motor insurance, what the main providers offer, and how much breakdown cover costs in the UK.

18 Sep 2026 · 5 min read
Engineering Insurance UK: Plant, Machinery, and Inspection Cover

Engineering Insurance UK: Plant, Machinery, and Inspection Cover

Engineering insurance covers plant and machinery against breakdown, explosion, and accidental damage, and provides statutory inspection services. This guide explains who needs engineering insurance in the UK, what it covers, and how inspection obligations work.

19 Jun 2026 · 5 min read
Trade Credit Insurance UK: Protection Against Customer Non-Payment

Trade Credit Insurance UK: Protection Against Customer Non-Payment

Trade credit insurance protects businesses against the risk of customers failing to pay invoices due to insolvency or protracted default. This guide explains how trade credit insurance works, what it costs, and whether your business needs it in the UK.

18 Sep 2026 · 5 min read
Caravan Insurance UK: Cover for Touring and Static Caravans in 2026

Caravan Insurance UK: Cover for Touring and Static Caravans in 2026

Caravan insurance covers touring and static caravans against accidental damage, theft, storm, and liability. This guide explains the difference between touring and static cover, what new-for-old policies provide, and how much caravan insurance costs in the UK.

18 Sep 2026 · 5 min read
Sports Equipment Insurance UK: Cover for Golf, Ski, and Specialist Kit

Sports Equipment Insurance UK: Cover for Golf, Ski, and Specialist Kit

Sports equipment insurance covers specialist sports kit against theft and accidental damage, and can include sports liability. This guide explains what sports equipment insurance covers, when home insurance is not enough, and how much standalone sports kit cover costs in the UK.

18 Sep 2026 · 4 min read
Business Interruption Insurance UK: What It Covers and How BI Claims Work

Business Interruption Insurance UK: What It Covers and How BI Claims Work

Business interruption (BI) insurance replaces lost profits and covers fixed costs while a business cannot operate following an insured event. This guide explains how BI insurance works, what the COVID-19 test case established, how to set the right indemnity period, and what BI costs in the UK.

19 Jun 2026 · 6 min read
Product Liability Insurance UK: What It Covers and Who Needs It

Product Liability Insurance UK: What It Covers and Who Needs It

Product liability insurance covers claims for injury or property damage caused by products you manufacture, supply, or sell. This guide explains who needs product liability cover, what it costs, and how it differs from public liability in the UK.

19 Jun 2026 · 5 min read
Window Cleaner Insurance UK: What Cover Window Cleaners Need in 2026

Window Cleaner Insurance UK: What Cover Window Cleaners Need in 2026

Window cleaner insurance combines public liability, employers liability, and tools cover for window cleaning businesses. This guide explains what is covered, what working at height requirements apply, and how much window cleaner insurance costs in the UK.

19 Jun 2026 · 5 min read
Landscape Gardener Insurance UK: What Cover Landscapers Need in 2026

Landscape Gardener Insurance UK: What Cover Landscapers Need in 2026

Landscape gardener insurance combines public liability, employers liability, and tools cover for landscaping and grounds maintenance businesses. This guide explains what is covered, what pesticide and machinery exclusions apply, and how much landscaper insurance costs in the UK.

19 Jun 2026 · 4 min read
Bricklayer Insurance UK: What Cover Bricklayers Need in 2026

Bricklayer Insurance UK: What Cover Bricklayers Need in 2026

Bricklayer insurance combines public liability, employers liability, and tools cover for bricklayers and masonry contractors. This guide explains what is covered, what silica dust obligations apply, and how much bricklayer insurance costs in the UK.

19 Jun 2026 · 4 min read
Joiner Insurance UK: What Cover Joiners and Carpenters Need in 2026

Joiner Insurance UK: What Cover Joiners and Carpenters Need in 2026

Joiner insurance combines public liability, employers liability, and tools cover for joiners, carpenters, and cabinet makers. This guide explains what is covered, what woodworking dust exclusions apply, and how much joiner insurance costs in the UK.

18 Sep 2026 · 5 min read
Warehouse Insurance UK: Cover for Storage and Distribution Businesses

Warehouse Insurance UK: Cover for Storage and Distribution Businesses

Warehouse insurance combines building, stock and contents, goods in storage, business interruption, and liability cover for storage and distribution businesses. This guide explains what warehouse insurance covers, what stock sublimits apply, and how much it costs in the UK.

19 Jun 2026 · 5 min read
Office Insurance UK: What Cover Businesses in Office Premises Need

Office Insurance UK: What Cover Businesses in Office Premises Need

Office insurance covers the building (if owned), contents and equipment, business interruption, and public and employers liability for office-based businesses. This guide explains what is included, what cyber exclusions apply, and how much office insurance costs in the UK.

19 Jun 2026 · 5 min read
Van Insurance for Couriers UK: Hire and Reward Cover for Delivery Drivers

Van Insurance for Couriers UK: Hire and Reward Cover for Delivery Drivers

Standard van insurance does not cover courier and delivery work. Courier van insurance with hire and reward cover is required for any van used to deliver goods for payment. This guide explains the difference, what courier van insurance costs, and what to look for in 2026.

19 Jun 2026 · 5 min read
Black Box Insurance UK: How Telematics Car Insurance Works in 2026

Black Box Insurance UK: How Telematics Car Insurance Works in 2026

Black box insurance uses a telematics device to monitor driving behaviour and adjust premiums accordingly. This guide explains how black box policies work, what data is collected, how it affects premiums, and whether a black box is worth it for young drivers.

19 Jun 2026 · 5 min read
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