Live UK government procurement contracts — free to browse, no login required.
Data under Open Government Licence v3.0.
SpaceX began trading on Nasdaq on 12 June 2026 under ticker SPCX, pricing at $135 per share and surging more than 25% on debut. Here is what the listing means for UK retail investors.
12 Jun 2026 · 3 min readThe Life in the UK test is a computer-based exam testing knowledge of British values, history, traditions and everyday life. Passing it is a requirement for most adults applying for indefinite leave to remain or for naturalisation as a British citizen.
11 Jun 2026 · 1 min readNaturalisation is the process by which an adult foreign national becomes a British citizen. It requires meeting residence, good character, language and knowledge-of-life conditions, after which the Home Office grants citizenship and the person can apply for a British passport.
11 Jun 2026 · 1 min readA right to work check is the process a UK employer uses to confirm a person can legally do the job before employing them. It involves checking acceptable documents or an online status, and gives the employer a statutory excuse against civil penalties.
11 Jun 2026 · 1 min readSettled and pre-settled status are the two outcomes of the EU Settlement Scheme for eligible EU, EEA and Swiss citizens in the UK. Settled status gives an indefinite right to stay, while pre-settled status is a temporary, time-limited right that can lead to settlement.
11 Jun 2026 · 1 min readThe Skilled Worker visa is a UK work route that lets a person fill an eligible job with a licensed employer. It requires a Certificate of Sponsorship, a job at the required skill level and a salary meeting the relevant threshold for the role.
11 Jun 2026 · 1 min readThe immigration health surcharge is a fee most visa applicants pay so they can use the National Health Service during their stay in the UK. It is charged per person for each year of leave and is paid alongside the visa application.
11 Jun 2026 · 1 min readA Certificate of Sponsorship is an electronic record a licensed UK employer assigns to a worker for a specific job, supporting that worker's visa application. It is not a physical certificate but a reference number confirming the role, salary and sponsorship details.
11 Jun 2026 · 1 min readA sponsor licence is Home Office permission that allows a UK employer to hire workers from outside the resident labour market on certain visa routes. It is held by the organisation, not the worker, and is required before assigning sponsorship to a foreign national.
11 Jun 2026 · 1 min readA BRP and eVisa are two ways of proving UK immigration status. A biometric residence permit is a physical card showing leave to remain, while an eVisa is the digital record of that status held in a UK Visas and Immigration online account.
11 Jun 2026 · 1 min readILR, or indefinite leave to remain, is permanent UK immigration status that lets a person live, work and study in the United Kingdom without a time limit. It removes visa conditions and is usually a step before British citizenship.
11 Jun 2026 · 1 min read
A payment on account is an advance instalment towards a self assessment tax bill. HMRC requires two such payments each year, each equal to half the previous year's liability, spreading the cost and reducing the balance due at the next deadline.
7 Jul 2026 · 1 min readA LISA, or Lifetime ISA, is a tax-free account for savers aged 18 to 39 that adds a 25% government bonus on contributions. The money is for a first home or for retirement from age 60, with penalties for other withdrawals.
11 Jun 2026 · 1 min readAn ISA, or individual savings account, is a tax-free wrapper for cash savings or investments. Interest, dividends and capital gains earned inside an ISA are free of UK tax, within an annual subscription limit set by the government.
11 Jun 2026 · 1 min readThe Help to Buy ISA is a closed government savings scheme that gave first-time buyers a 25% bonus on savings towards a first home. It shut to new accounts on 30 November 2019, though existing holders can keep saving until November 2029.
11 Jun 2026 · 1 min readA chargeback is a process that lets a card payment be reversed through the card scheme, for example when goods do not arrive or a transaction is disputed. It is run under Visa and Mastercard rules rather than UK law, and time limits apply.
11 Jun 2026 · 1 min readPersistent debt is a credit card position where, over an eighteen month period, a customer pays more in interest, fees and charges than they repay of the original balance. Under FCA rules the card provider must then contact them and offer help.
11 Jun 2026 · 1 min readA minimum payment is the smallest amount that must be paid towards a credit card balance each month to keep the account in order. It is usually a small percentage of the balance plus interest and fees, or a set floor, whichever is greater.
11 Jun 2026 · 1 min readRepresentative APR is the advertised borrowing rate that at least 51 percent of accepted applicants must actually receive. It lets a lender promote a headline rate, while some approved customers may be offered a higher personal rate after a credit check.
11 Jun 2026 · 1 min readA credit file is the record of a person's borrowing and repayment history held by credit reference agencies. Lenders read it to decide whether to offer credit, and in the UK it is maintained by Experian, Equifax and TransUnion.
11 Jun 2026 · 1 min readBankruptcy is a formal insolvency process for someone who cannot pay their debts. It can be applied for online in England and Wales, usually ends most qualifying debts, and the person is normally discharged after around twelve months.
11 Jun 2026 · 1 min readA CCJ, or County Court Judgment, is a court order in England and Wales requiring someone to repay a debt they have not paid. It is recorded on the Register of Judgments and on the credit file for six years from the judgment date.
11 Jun 2026 · 1 min readA default is a marker placed on a credit file when an account is not paid as agreed over a sustained period, typically three to six months of missed payments. It signals the lender considers the agreement broken and stays on file for six years.
11 Jun 2026 · 1 min readA hard search is a credit check that is recorded on a file and can be seen by other lenders. It is usually run when a full application is made, and several in a short time can lower a credit score temporarily.
11 Jun 2026 · 1 min readA soft search is a check of a credit file that does not leave a mark other lenders can see. It is used for eligibility checks and quotes, and is visible only to the person whose file was searched, so it does not affect scoring.
11 Jun 2026 · 1 min readCredit utilisation is the share of available revolving credit that is currently being used, shown as a percentage. If card limits total 5,000 GBP and the balance is 1,000 GBP, utilisation is 20 percent, a figure lenders weigh when scoring applications.
11 Jun 2026 · 1 min readAn IBAN, or International Bank Account Number, is a standardised code that identifies an individual account for cross-border payments. A UK IBAN has 22 characters beginning with the country code GB, and packages the sort code and account number.
11 Jun 2026 · 1 min readA sort code is a six-digit number that identifies a specific UK bank and branch. Paired with an eight-digit account number, it tells the payment system exactly where to send money, and is usually written as three pairs of digits.
11 Jun 2026 · 1 min readFaster Payments is a UK system that moves money between bank accounts almost instantly, usually within seconds and around the clock. It is used for most online and mobile transfers, subject to limits each bank sets for its customers.
11 Jun 2026 · 1 min readBACS is a UK system for electronic bank payments that clear over a three working day cycle. It handles Direct Debits and Direct Credits such as wages and benefits, and is operated under Pay.UK for high volumes of routine payments.
11 Jun 2026 · 1 min readGet Kael Tripton in your Google feed
⭐ Add as Preferred Source on Google