mortgage

New Build Mortgage UK 2026: How Lenders Assess New Build Properties and What to Watch

New build mortgages have specific lender criteria around the new build premium, builder incentives and reservation periods. This guide covers how new build mortgages differ from standard residential mortgages and what buyers need to know.

6 Jun 2026 View & bid →

Shared Equity Mortgage UK 2026: How Equity Loan Schemes Reduce the Mortgage Needed

A shared equity scheme provides a loan toward the property purchase price, reducing the mortgage required. This guide covers how shared equity works, the schemes available in 2026 and the difference between shared equity and shared ownership.

6 Jun 2026 View & bid →

Right to Buy Mortgage UK 2026: How to Use the Discount to Get on the Ladder

Right to Buy allows council tenants to buy their home at a discount. Eligibility, the mortgage process, discount limits and repayment rules explained.

6 Jun 2026 View & bid →

Visa Holder Mortgage UK 2026: Getting a Mortgage on a UK Work or Family Visa

Visa holders in the UK can apply for mortgages but face specific lender criteria around remaining visa validity and deposit requirements. This guide covers which visa types are accepted, what lenders require and how to find the right product.

6 Jun 2026 View & bid →

EU Citizen Mortgage UK 2026: Post-Brexit Mortgage Rules for EU Nationals Living in the UK

EU citizens living in the UK can access mortgages, but eligibility depends on their immigration status under the EU Settlement Scheme. This guide covers how EU Settlement Scheme status affects mortgage eligibility and lender assessment.

6 Jun 2026 View & bid →

Non-UK Resident Mortgage UK 2026: Buying UK Property Without Living in the UK

Non-UK residents can purchase UK property but face additional stamp duty, restricted lender choice and overseas income verification requirements. This guide covers the key considerations for non-UK residents buying UK property in 2026.

6 Jun 2026 View & bid →

Foreign National Mortgage UK 2026: How Non-UK Citizens Can Get a UK Mortgage

Foreign nationals living in the UK can access residential mortgages, but lender criteria vary based on residency status and visa type. This guide covers how UK mortgage lenders assess non-UK citizens, which visa types are eligible and what to expect.

6 Jun 2026 View & bid →

Key Worker Mortgage UK 2026: Schemes, Income Multiples and Eligibility for Key Workers

Key workers including NHS staff, teachers, police and social workers may access specific mortgage schemes and preferential income multiples. This guide covers what key worker mortgage options exist in the UK in 2026.

6 Jun 2026 View & bid →

Armed Forces Mortgage UK 2026: Forces Help to Buy, FHTB and Service Personnel Schemes

UK armed forces personnel have access to a government loan scheme to help with mortgage deposits and specific mortgage products recognising military service income. This guide covers Forces Help to Buy, income assessment and lender options.

6 Jun 2026 View & bid →

Teacher Mortgage UK 2026: Income Multiples, Schemes and Mortgage Options for Teachers

Teachers in England and Wales may access professional mortgage products with higher income multiples and government housing schemes designed for key workers. This guide covers what is available to teachers in 2026.

6 Jun 2026 View & bid →

NHS Mortgage UK 2026: Schemes, Income Assessment and Lender Options for NHS Staff

NHS employees can access specific mortgage schemes and benefit from lender recognition of NHS income structures including overtime, bank shifts and enhanced pay. This guide covers the options available to NHS staff in the UK in 2026.

6 Jun 2026 View & bid →

Zero Hours Contract Mortgage UK 2026: How to Get a Mortgage on Variable Hours

Zero hours contract workers can get a mortgage in the UK but face additional income verification requirements. This guide covers how lenders assess variable hours income, which lenders are most flexible and how to build the strongest possible application.

6 Jun 2026 View & bid →

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