12.2 Million UK Adults Face Pension Poverty: What the 2026 Retirement Report Found
Scottish Widows estimates 12.2 million UK adults are at risk of pension poverty. What the 2026 Retirement Report found and what it means for savers.
UK Late Payments Bill: 60-Day Cap and New Fining Powers Explained for Small Businesses
The UK government has introduced a Late Payments Bill capping payment terms at 60 days and giving the Small Business Commissioner powers to fine persistent late payers.
UK Economy Grew 0.6% in Q1 2026: What the GDP Figures Mean for Households and Business
ONS data shows the UK economy grew 0.6% in the first quarter of 2026, the fastest in a year. What the GDP figures mean for rates, jobs and spending.
Driving Test Booking Rule Change: Only Learners Can Book From 12 May 2026
From 12 May 2026, only learner drivers themselves can book, change or swap a practical driving test.
HMRC Consults on Extending Uncertain Tax Treatment Rules to Wealthy Individuals
HMRC is consulting on plans to widen its Uncertain Tax Treatment regime to wealthy individuals and trusts claiming tax advantages of more than
UK Government Borrowing Costs Rise to 5.13 Percent: What It Means
UK government borrowing costs rose sharply in mid-May 2026, with the effective interest rate on 10-year borrowing climbing to around 5.13
UK Government Confirms Bank Ring-Fencing Reform: What Changes and Why
The government confirmed on 13 May 2026 that it will update the law underpinning bank ring-fencing, the regime that separates retail banking
E.ON Agrees Deal to Acquire OVO: What It Means for UK Energy Customers
E.ON announced on 11 May 2026 a planned acquisition of UK energy supplier OVO.
FCA Bans Frank Breuer Over Pension Transfer Misconduct: May 2026 Decision
The Financial Conduct Authority has banned Frank Breuer and imposed a financial penalty for serious misconduct in pension transfer advice. What it means for consumers, transferring members and the wider advice market.
UK CPI April 2026: What the 20 May ONS Release Means for the Bank of England Base Rate
The Office for National Statistics publishes April 2026 CPI inflation on 20 May at 7am. Headline CPI was already 3.3 percent in the year to March and the Bank of England's April Monetary Policy Report projects further increase in Q3.
Motor Finance Compensation UK 2026 - FCA Update
The FCA issued a statement on 8 May 2026 updating consumers and firms on legal challenges to the motor finance compensation scheme. What it means for affected drivers, lenders and brokers, and the practical steps to take while the regulator finalises rules.
UK Personal Debt Hits £2.3 Trillion: What the May 2026 Reading Signals for Brokers and Lenders
Bank of England data shows total UK personal debt at £2.3 trillion, with mortgage debt at £1.67tn and credit card debt at £72.9bn. The implications for FCA-authorised brokers, lenders and the business finance market in 2026.
Best Expense Management Software UK: Buyer Guide
UK expense management software must handle HMRC's 2026/27 approved mileage rates, P11D reporting for non-exempt benefits, and VAT recovery on rec...
Best Endpoint Security Software UK: EDR Buyer Guide
UK businesses evaluating endpoint detection and response software should use the NCSC's Cyber Essentials controls as a baseline specification and...
Best Construction Software UK: Estimating, Project Management and Accounts
UK construction businesses need software that handles estimating, project management, CIS deduction workflows, and CDM 2015 documentation in a si...
Best Business Password Manager UK: Team and Enterprise Vaults
UK businesses choosing a password manager should align their evaluation against the National Cyber Security Centre's password guidance and Cyber...
Microbusiness Energy Definition Reform UK: Who Is Protected and Who Should Be
The Current Ofgem Microbusiness Definition: What SLC 7A Says The Ofgem microbusiness definition is set out in Standard Licence Condition 7A of...
REMA and Business Energy UK: What Electricity Market Reform Means for Commercial Buyers
What REMA Is and Why It Was Launched The Review of Electricity Market Arrangements (REMA) was launched by DESNZ in August 2022 as a consultation...
Energy Act 2023 Business Provisions UK: What It Means for Commercial Energy Customers
What the Energy Act 2023 Is and Why It Matters The Energy Act 2023 received Royal Assent on 26 October 2023 following an extended passage...
Ofgem Non-Domestic Market Review UK: What the Reforms Have Changed and What is Next
The Origins of the Non-Domestic Market Review Ofgem launched its non-domestic market review in 2021, following years of complaints from small...
TPI and Energy Broker Regulation UK: The Path Toward FCA-Style Oversight
The Regulatory Gap: Why Energy Brokers Operate Outside Both Ofgem and FCA Oversight Third-party intermediaries (TPIs), commonly known as energy...
Energy Ombudsman Business Case Outcomes UK: What Microbusinesses Have Won
What the Energy Ombudsman Can and Cannot Do The Energy Ombudsman, operated by Ombudsman Services, provides independent dispute resolution for...
Business Energy Mis-Billing Recovery UK: Recovering Overpayments From Supplier Errors
The Distinction Between Mis-Billing and Back-Billing Mis-billing and back-billing are related but legally and practically distinct situations.
Deemed Contract Conversion UK: Moving Off a Deemed Rate to a Negotiated Contract
What Triggers a Deemed Contract A deemed contract arises by operation of law when a business begins consuming gas or electricity at premises...
Business Energy Debt Block UK: When a Switch Is Held Up by Outstanding Debt
What a Debt Block Is and How It Operates A debt block is a flag placed on an electricity or gas supply point that prevents the switching process...
Energy Warrant of Entry UK: How Suppliers Force Entry to Business Premises
The Legal Framework for Warrant of Entry Energy suppliers do not have an automatic right to enter business premises without the occupier's...
Business Gas Safety Obligations UK: Landlord, Tenant and Owner Duties
Gas safety in commercial premises is governed by a specific statutory framework that imposes duties on different parties depending on whether...
Business Gas-Only Suppliers UK: Who Specialises and Why It Matters
Most businesses assume that all energy suppliers offer both gas and electricity. For the domestic market this is largely true - the major...
Business Dual Fuel vs Separate Gas and Electricity UK: When Each Wins
The term "dual fuel" in the commercial energy market means something quite different from its domestic counterpart.
Business Gas AQ Annual Quantity Correction UK: How to Fix an Overstated Estimate
An overstated Annual Quantity is one of the least visible cost problems in business gas procurement.