UK personal finance statistics 2026: BoE mortgage data, HMRC ISA figures, FCA investment platform users, Ofgem energy cap, open banking growth and SME population. All primary sources.
How to remortgage in 2026: current rates, the 1.8 million expiring fixed deals, product transfer vs full remortgage, and the cost of rolling onto SVR.
Fleximize (FCA FRN 669275) publishes rate examples and a loan calculator before you apply, and offers revolving credit and unsecured loans without a personal guarantee on qualifying facilities. Independent review for UK SMEs.
The 20% VAT charge on private school fees took effect in January 2025 following the government's removal of the VAT exemption. As Education Secretary Bridget Phillipson defends the policy, here is what parents paying independent school fees need to know about the financial impact.
The Bank of England Monetary Policy Committee voted 8-1 to hold Bank Rate at 3.75% on 18 June 2026. One member voted for a rise to 4%. Inflation remains at 2.8% and the outlook for rate cuts in 2026 remains uncertain.
Barclays has reduced residential mortgage rates across two-, three- and five-year fixed products effective 19 June 2026, with some cuts reaching 37 basis points. Yorkshire Building Society has also moved on selected rates.
Landlord liability insurance covers claims from tenants and visitors who are injured or suffer property damage due to a defect the landlord is responsible for. This guide explains what landlord liability covers, what the Defective Premises Act requires, and how much it costs in the UK.
Holiday let insurance covers properties rented to short-term holiday guests. This guide explains how holiday let insurance differs from standard landlord insurance, what loss of income cover provides, and how much holiday let insurance costs in the UK.
Commercial landlord insurance covers owners of office, retail, industrial, and mixed-use property against building damage, loss of rent, and liability. This guide explains what commercial landlord insurance covers, what exclusions apply, and how much it costs in the UK.
Commercial property stamp duty (SDLT) applies to the purchase of non-residential and mixed-use property in England and Northern Ireland. This guide explains the 2026 rates, how the tax is calculated on a slice basis, mixed-use property treatment, and SDLT on commercial leases.
UK CPI inflation held at 2.8 percent in the year to May 2026, unchanged from April and below the 3 percent many economists expected. Food price rises slowed to a 17-month low while transport costs rose at the fastest rate. The OECD projects UK CPI reaching 4 percent in 2026.
UK parents expect to financially support their children until age 26, with only 9 percent believing their children will be self-sufficient by 21, according to an M&G survey. A quarter of parents plan to help with a home deposit, forcing many to adjust their own retirement planning.
Zentia, an acoustic ceiling manufacturer, has entered administration with 170 jobs lost, while Agetur, a groundworks contractor founded in 1985, has filed a notice of intention to appoint administrators. Construction accounts for 10 percent of all UK administrations in 2026.
Scottish Mortgage is one of the UK's largest investment trusts, managed by Baillie Gifford. It invests in global growth companies including private equity holdings. It trades on the London Stock Exchange under the ticker SMT.
ONS HPI and RICS data point to a slowing UK housing market in mid-2026. Higher mortgage rates remain the primary constraint. Here is what the evidence says and what it means for buyers, sellers, and landlords.
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The government has announced funding for school enrichment activities. This guide covers what the scheme provides, which schools and pupils are eligible, and how to access support.
MEES: E minimum EPC for commercial lets from April 2023. F and G prohibited. Penalties up to PS150,000. Exemptions and proposed B by 2030 explained. June 2026.
MEES Regulations: minimum E EPC rating for rented property. C rating upgrade scrapped September 2023. Penalties, exemptions and how to get a new EPC explained.
Mortgage ERCs are 1-5% of your balance. MCOB 5 requires disclosure in your ESIS. How ERCs work, annual overpayment allowances and FOS challenge rights explained.
Mortgage prisoners cannot remortgage despite paying on time. FCA MCOB 11.9 modified rules June 2022 -- eligibility, participating lenders and where to get support.
MCOB 5 requires a personalised mortgage illustration in ESIS format before you are bound. What it must contain and how to use APR to compare lenders.
MCOB 13 requires lenders to treat mortgage arrears fairly -- repossession is a last resort. FCA rules on payment arrangements, debt advice referral and Pre-Action Protocol.
MCOB 11 requires mortgage lenders to verify income, assess all expenditure and stress test repayments before approving a mortgage. Plain English explanation of FCA rules.
MCOB 2.6A prohibits mortgage lenders from forcing you to use their buildings insurance. Plain English explanation of your rights and how to arrange your own cover.
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