As of 2026, Chase UK no longer offers a credit card to new UK customers. J.P. Morgan Europe Limited holds the relevant permissions, but no such retail product is open to new applicants. A UK product of this kind has been reported only as planned, not launched. The sections below set out the verified position and the realistic alternatives for anyone who arrived searching for it.
Chase UK in context
Chase UK trades as part of J.P. Morgan Europe Limited and sits in the loans and credit cards space within the UK market. The brand is best understood through its legal structure rather than its marketing: the entity that holds the regulatory permissions is what determines how customer money is treated and protected.
Searches for the Chase Credit Card UK remain common, but the product itself is no longer part of the live range. That gap matters, because content elsewhere can still describe it as though it were on sale. The accurate position is that new applications are not being taken under this brand.
How the credit and lending works in practice
Because the product is closed to new applicants, there is no application journey to describe. Anyone who finds an old link or advert should treat it as out of date and confirm the current position directly with the provider.
For savers or borrowers who arrived looking for this specific product, the practical step is to compare current, open alternatives in the same category rather than pursue a closed line.
The detail that changes the picture
The single most important point is availability: this is not a live product for new customers in 2026. Treating older reviews or adverts as current is the most common mistake, so the safest move is to confirm the present position before acting.
Who Chase UK fits
Because the product is closed to new applicants, the realistic audience is existing customers managing legacy arrangements and researchers checking the current status. New savers or borrowers are better served by comparing open products in the same category.
For the full provider picture, read the Chase UK review. To see how this sits against rival products, compare the Best Credit Cards and Loans options. |
Important information This article is for general information only and is not financial advice. Kaeltripton is not authorised by the Financial Conduct Authority and does not provide regulated advice or recommendations. Rates, products and eligibility change; always confirm details with the provider and the relevant regulator before acting. Kaeltripton is registered with the Information Commissioner's Office (ICO registration ZC135439). |
Frequently asked questions
Is Chase UK FCA regulated?
Yes. The verified records show J.P. Morgan Europe Limited authorised under Firm Reference Number 124579, which you can confirm on the FCA register.
Can I still get the Chase Credit Card UK?
No. It is not available to new UK customers in 2026. Older pages may still describe it, but new applications are not being accepted under this brand.
Who is Chase UK best for?
It is positioned for uk retail/everyday banking customers. Whether it suits you depends on your own amount, time horizon and existing arrangements.
How can I check Chase UK is genuine?
Search the firm on the FCA register at register.fca.org.uk and compare the contact details there with the official website. Never use links or numbers from unsolicited messages.
Does Chase UK have a mobile app?
App availability is set by the provider and may change; the official website lists the current channels. This page focuses on the facts that can be verified independently.
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