UK mortgage broker fees range from £0 (fee-free brokers paid by lender procuration fees) to £500 to £2,000 for whole-of-market advice on complex cases. Fee-free brokers earn procuration fees from lenders (typically 0.35% of loan value) which must be disclosed to clients. FCA rules require brokers to disclose all fees and commission before providing advice. Brokers cannot charge fees without providing a regulated service (FCA MCOB, 2026). |
Mortgage Agent FeesA mortgage agent (more commonly called a mortgage broker or, in regulated terms, a mortgage adviser) is paid by some combination of a fee charged...
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