UK savings interest tax guide 2026/27: basic-rate taxpayers earn 1,000 pounds tax-free, higher-rate 500 pounds. With rates at 4-5%, many savers now exceed their allowance without realising it. ISA interest is always tax-free.
Capital Gains Tax rates 2026/27: 18% basic rate and 24% higher rate on all assets. Annual Exempt Amount is 3,000 pounds. Property gains must be reported within 60 days. Full guide to CGT rates, worked examples and legal ways to reduce your bill.
The FCA launched consultation CP26/20 on 22 June 2026, proposing clearer due diligence standards and stronger asset protection rules for SIPP operators, following 26 insolvencies between 2010 and 2025.
Lloyds Banking Group is closing 245 branches across Lloyds, Halifax and Bank of Scotland in 2026 and 2027. Here is the full picture, key dates, and what to do if your local branch is shutting.
Keir Starmer has announced his resignation as UK Prime Minister. Here is what the leadership change could mean for mortgages, taxes, energy bills and household finances.
Section 75 and Insurance UK: When Your Credit Card Covers You
Since September 2024, banks must complete a LINK-run impact assessment before closing any branch. This guide covers the FCA rules under FSMA 2023, banking hub rollout, and what residents and customers can do.
Ofcom General Condition C5 requires providers to support customers in financial difficulty. 30-day notice before disconnection, social tariffs, payment plans and what Ofcom's 2024 research found.
General Condition C5 rights for disabled telecoms customers: Relay UK text relay, priority fault repair, free directory enquiries, accessible formats and enhanced PSTN switch-off protections.
Ofcom opened an investigation into Royal Mail on 1 June 2026 after it delivered only 75.7% of First Class mail on time against a 93% target. Four years of failures, £37m+ in fines and the 2027 improvement plan.
Ofcom can fine online platforms up to 10% of global turnover, revoke broadcast licences and apply to block platforms in the UK. How enforcement works across telecoms, broadcasting and online safety.
How to stop and report nuisance calls UK 2026: TPS registration, reporting to Ofcom and ICO, scam calls to Action Fraud and call-blocking options.
How to cash in premium bonds in 2026: NS&I online, app, phone and post. How long it takes, partial withdrawals and what happens to unclaimed prizes.
Premium bonds vs ISA UK 2026: how the two compare on returns, tax efficiency, access, risk and suitability for different savers.
Premium bonds prize rates in 2026: the annual prize fund rate, prize distribution across bands, odds of winning and how NS&I sets the rate.
How to buy premium bonds in 2026: NS&I online, app, phone and post. Minimum purchase 25 pounds, maximum holding 50,000 pounds. Eligibility rules explained.
How to check if your premium bonds have won a prize in 2026: the NS&I prize checker tool, by post, phone and the ERNIE draw explained.
TL;DR The Bank of England held the base rate at 3.75% at its June 2026 MPC meeting (voted 7-2;
TL;DR Klarna filed for a US IPO in 2025 and is targeting a New York Stock Exchange listing. The Swedish buy-
TL;DR Monzo has not set an official IPO date as of June 2026. The UK digital bank is preparing for a
TL;DR The CNN Fear and Greed Index measures US stock market investor sentiment on a 0 to 100 scale using seven
How UK student loan repayments work once you start earning: repayment plans, the income threshold, how it is collected, and when the loan is written off.
How to build a UK credit score after graduating: how credit files work, what lenders look at, and the steps that help a thin file grow safely.
Every UK graduate bank account compared for 2026: who can apply, the interest-free overdraft, whether it tapers, and what happens after the graduate term.
The postgraduate loan for master's study in England is capped at £13,348 with no separate maintenance component. How to fund the gap and what alternatives exist.
Northern Irish students pay lower tuition fees and receive a non-repayable maintenance grant. How the SFNI system works and what families need to apply.
Student loans are cancelled after 25, 30 or 40 years depending on your repayment plan. Full write-off rules for Plan 1, 2, 4 and 5 with IFS data.
Use the calculator to estimate your child s maintenance loan for 2025/26. Amounts by living situation, income thresholds and repayment after graduation explained.
The UK and EU published the Gibraltar post-Brexit treaty text in February 2026. From July 15, 2026, the land border fence comes down, airport dual checks begin, and Gibraltar visits count toward the Schengen 90-day limit. Full breakdown for UK tourists, workers, and residents in Spain.
UK personal finance statistics 2026: BoE mortgage data, HMRC ISA figures, FCA investment platform users, Ofgem energy cap, open banking growth and SME population. All primary sources.
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