mortgage

95 Percent Mortgage UK 2026: 5% Deposit Products, Rates and Eligibility

A 95% mortgage allows buyers to purchase with just a 5% deposit. This guide covers which lenders offer 95% LTV products, how they are priced, government support schemes and the risks of high LTV borrowing in the UK.

6 Jun 2026 View & bid →

Gifted Deposit Mortgage UK 2026: Rules, Lender Requirements and Gift Letter Template

A gifted deposit uses funds given by a family member to make up part or all of the mortgage deposit. This guide covers lender requirements, the gifted deposit letter, anti-money laundering checks and what to do if the gift has conditions attached.

6 Jun 2026 View & bid →

Family Offset Mortgage UK 2026: How Parental Savings Reduce a Buyer's Mortgage Interest

A family offset mortgage links a family member's savings to a first time buyer's mortgage, reducing the interest charged without the family member losing access to their money. This guide covers how family offset mortgages work, lender availability and the key considerations.

6 Jun 2026 View & bid →

Guarantor Mortgage UK 2026: How a Guarantor Helps You Borrow More

A guarantor mortgage uses a parent or family member's finances to support your application. Risks, eligibility, types and alternatives explained for UK borrowers.

6 Jun 2026 View & bid →

Joint Mortgage UK 2026: How It Works and What Happens If You Split Up

A joint mortgage is taken out by two or more borrowers. How joint mortgages work, who is liable, what happens if couples separate and how to remove someone from a joint mortgage.

6 Jun 2026 View & bid →

Lifetime ISA Mortgage UK 2026: Using Your LISA Bonus to Buy a First Home

The Lifetime ISA provides a 25% government bonus on savings that can be used toward a first home purchase. This guide covers LISA eligibility, the property price cap, withdrawal rules and how the bonus interacts with a mortgage.

6 Jun 2026 View & bid →

Help to Buy Mortgage UK 2026: What Happened to the Scheme and What Replaced It

The Help to Buy equity loan scheme in England closed to new applicants in March 2023. This guide explains how the scheme worked, what alternatives exist for first time buyers in 2026 and the current government support landscape.

6 Jun 2026 View & bid →

Shared Ownership Mortgage UK 2026: How the Scheme Works and Who Qualifies

A shared ownership mortgage finances your share of a home while you pay rent on the rest. Eligibility, lenders, staircasing and costs explained.

6 Jun 2026 View & bid →

Limited Company Buy-to-Let Mortgage UK 2026: SPV Structure, Tax and Lender Criteria

A limited company buy-to-let mortgage finances a rental property held through a special purpose vehicle company. This guide covers the tax case for limited company ownership, SPV structure, lender criteria and the costs involved.

6 Jun 2026 View & bid →

HMO Mortgage UK 2026: Houses in Multiple Occupation Finance and Licensing Rules

An HMO mortgage finances a house in multiple occupation let to several unrelated tenants. This guide covers HMO mortgage criteria, mandatory licensing under the Housing Act 2004, rental income assessment and how HMO finance differs from standard buy-to-let.

6 Jun 2026 View & bid →

Holiday Let Mortgage UK 2026: Rates, Lenders and Eligibility Criteria

A holiday let mortgage finances a short-term rental property. How holiday let mortgages differ from buy-to-let, rates, lenders and the tax changes affecting holiday lets.

6 Jun 2026 View & bid →

Let to Buy Mortgage UK 2026: How to Buy a New Home and Keep Your Existing One

A let to buy mortgage lets you rent out your current home and use the equity to buy a new one. How let to buy works, the tax implications and who it suits.

6 Jun 2026 View & bid →

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