compare-mortgage

Mortgage Calculator UK 2026: Calculate Your Monthly Payment and Affordability

A UK mortgage calculator shows your monthly payment, total interest and affordability. How mortgage calculators work, what affects the result and how to use one effectively.

17 Jun 2026 · 10 min read

Remortgage Guide UK 2026: When to Remortgage and How to Get the Best Deal

A complete remortgage guide covering when to remortgage, how the process works, what it costs and how to find the best remortgage deal in 2026.

12 Jun 2026 · 7 min read

Loan Overpayment Calculator UK 2026: How Extra Payments Cut Your Interest

A loan overpayment calculator shows how extra payments reduce the outstanding balance and total interest on a personal loan. How it works and when overpaying makes sense.

12 Jun 2026 · 5 min read

Help to Buy UK 2026: What Replaced It and the Alternatives Available Now

Help to Buy closed to new applicants in 2022-23. What replaced Help to Buy, the current alternatives and how to get on the property ladder without it.

12 Jun 2026 · 5 min read

Property Development Finance UK 2026: Loans, Rates and How to Apply

Property development finance funds the purchase and build costs of development projects. Types of development finance, how rates work and what lenders assess explained.

10 Jun 2026 · 5 min read

Buy to Let Mortgage UK 2026: Rates, Eligibility and How to Apply

A buy to let mortgage finances a property you plan to rent out. How buy to let mortgages work, current rates, eligibility criteria and the application process explained.

12 Jun 2026 · 5 min read

Porting a Mortgage UK 2026: How to Transfer Your Rate to a New Property

Porting a mortgage means transferring your existing rate to a new property when you move. How porting works, when it makes sense and what happens if you need to borrow more.

12 Jun 2026 · 5 min read

Bridging Loan UK 2026: How They Work, Rates and When to Use One

A bridging loan provides short-term property finance while a longer-term solution is arranged. How bridging loans work, current rates, costs and when they make sense.

12 Jun 2026 · 5 min read

Conveyancing Fees UK 2026: What You Pay, When and How to Reduce the Bill

Conveyancing fees cover the legal work of transferring property ownership. What conveyancing costs in 2026, what is included and how to find competitive quotes.

12 Jun 2026 · 5 min read

Stamp Duty Wales 2026: LTT Rates, Thresholds and How to Calculate

Wales does not have stamp duty - it uses Land Transaction Tax (LTT). Current LTT rates, thresholds, first time buyer position and how to calculate your bill.

12 Jun 2026 · 5 min read

How Long Does a Mortgage Application Take UK 2026: Timeline Explained

A mortgage application typically takes 2 to 6 weeks from submission to formal offer. How long each stage takes, what causes delays and how to speed up the process.

12 Jun 2026 · 5 min read

Mortgage Broker UK 2026: What They Do, What They Charge and How to Find One

A mortgage broker searches the market on your behalf to find the best deal. What mortgage brokers do, how they charge, the difference between types and how to choose one.

10 Jun 2026 · 5 min read

Mortgage Rates UK 2026: Current Fixed and Tracker Rates Compared

UK mortgage rates in 2026 explained - what drives them, how fixed and tracker rates compare, and how to find the best rate for your circumstances.

12 Jun 2026 · 5 min read

First Time Buyer Guide UK 2026: Steps, Schemes and Costs Explained

A complete first time buyer guide covering every step from saving a deposit to getting the keys. Schemes, costs, mortgage options and the buying process explained.

12 Jun 2026 · 5 min read

House Valuation UK 2026: How to Value a Property and What It Costs

A house valuation estimates what your property is worth. How house valuations work, what they cost, the different types and how accurate they are.

12 Jun 2026 · 5 min read

Retirement Interest Only Mortgage UK 2026: How RIO Mortgages Work

A retirement interest only mortgage (RIO) lets older borrowers pay interest monthly with the capital repaid when the property is sold. Who qualifies, rates and alternatives.

12 Jun 2026 · 7 min read

Limited Company Mortgage UK 2026: Buy to Let Through a Ltd Company Explained

A limited company mortgage finances buy-to-let properties through a special purpose vehicle. Tax advantages, rates, lender criteria and how SPV mortgages work explained.

12 Jun 2026 · 5 min read

How Long Does a Remortgage Take UK 2026: Typical Timeline and What Causes Delays

A remortgage typically takes 4 to 8 weeks from application to completion. How long does a remortgage take, what affects the timeline and how to speed up the process.

12 Jun 2026 · 5 min read

Homebuyers Survey UK 2026: Cost, What It Covers and When You Need One

A homebuyers survey assesses a property's condition before purchase. Types of house survey, what each covers, typical costs and whether you need one alongside a mortgage valuation.

10 Jun 2026 · 5 min read

Mortgage Decision in Principle: How Long It Lasts and What It Really Proves

A decision in principle takes 5 to 15 minutes online, lasts 30 to 90 days, uses a soft credit check at most lenders and converts to a full mortgage roughly 90 to 95% of the time when the stated information holds. It is not a mortgage offer.

25 Jul 2026 · 4 min read

Land Registry Fee Calculator UK 2026: How Much Does Property Registration Cost?

Land Registry fees apply when you buy, remortgage or transfer a property. How the land registry fee calculator works, current fee scales and who pays.

12 Jun 2026 · 6 min read

Stamp Duty Scotland 2026: LBTT Rates, Thresholds and How to Calculate

Scotland does not have stamp duty - it uses Land and Buildings Transaction Tax (LBTT). Rates, thresholds, first time buyer relief and how to calculate your LBTT bill.

12 Jun 2026 · 6 min read

Stamp Duty First Time Buyer UK 2026: Thresholds, Relief and How to Claim

First time buyers pay no stamp duty on the first 300,000 pounds of a property purchase. How stamp duty first time buyer relief works, thresholds and eligibility explained.

12 Jun 2026 · 7 min read

Buy to Let Mortgage Calculator UK 2026: How to Work Out Your BTL Costs

A buy to let mortgage calculator helps you work out monthly payments, rental yield and whether a BTL property stacks up. How the numbers work and what lenders assess.

12 Jun 2026 · 7 min read

Types of Mortgages UK 2026: Fixed, Tracker, Offset and Interest-Only Compared

The main types of mortgages in the UK explained - fixed rate, tracker, discount, offset and interest-only. How each works, the risks and which suits different borrowers.

12 Jun 2026 · 5 min read

What Is Remortgaging UK 2026: When to Switch and How the Process Works

Remortgaging means switching your mortgage to a new deal. When to remortgage, how the process works, costs, and the difference between a product transfer and full remortgage.

10 Jun 2026 · 5 min read

Halal Mortgage UK 2026: How Sharia-Compliant Home Finance Works

A halal mortgage avoids interest through profit-sharing or rental structures. How halal mortgage products work, UK lenders and the regulatory treatment explained.

12 Jun 2026 · 5 min read

Mortgage Overpayment Calculator UK 2026: How Much Could You Save?

A mortgage overpayment calculator shows how extra payments reduce your term and total interest. How overpayments work, the 10 percent rule and when to overpay.

12 Jun 2026 · 6 min read

Mortgage Deposit UK 2026: How Much You Need and How to Save Faster

A mortgage deposit is the upfront sum you contribute to a property purchase. Minimum deposit requirements, how deposit size affects rates and the fastest ways to save.

12 Jun 2026 · 5 min read

Mortgage Affordability UK 2026: How Lenders Calculate What You Can Borrow

Mortgage affordability determines how much you can borrow. How lenders assess income, outgoings and stress tests, and what you can do to improve your mortgage affordability.

10 Jun 2026 · 5 min read