CMA Fines Marks Electrical £720,000 and Orders Refunds for 40,000 Customers
The Competition and Markets Authority has fined Marks Electrical £720,000 and ordered refunds totalling around £600,000 after the retailer automatically opted shoppers into paid add-on services without their explicit consent. Around 40,000 customers will receive an average of £15 each.
HMRC Student Loan Error: 71,000 Graduates Given Wrong Balances - Are You Affected?
Around 71,000 UK graduates with Plan 2 student loans received incorrect balance calculations after two technical errors involving HMRC income data. Some 41,000 were overcharged; 30,000 now face higher balances after being undercharged. No compensation will be paid.
Recruitment Agency Insurance UK: What Staffing Businesses Need
Recruitment agency insurance covers professional indemnity, public liability, and employers liability for staffing and recruitment businesses. This guide explains the specific risks of the recruitment sector, what cover is required, and how much recruitment insurance costs in the UK.
IT Contractor Insurance UK: What Freelance Tech Professionals Need
IT contractors need professional indemnity, public liability, and employers liability insurance. This guide explains what IT contractor insurance covers, what IR35 means for insurance requirements, and how much contractor insurance costs in the UK.
Architects Professional Indemnity Insurance UK: ARB Requirements and What It Covers
Professional indemnity insurance is a mandatory obligation for registered architects under the ARB Code of Conduct. This guide explains the ARB PI requirements, what architects PI covers, how limits are calculated, and how much architects PI costs in the UK.
Accountants Professional Indemnity Insurance UK: Requirements and What It Covers
Accountants professional indemnity insurance is required by ICAEW, ACCA, CIMA, and other professional bodies. This guide explains the mandatory PI requirements for accountants, what accountants PI covers, and how premiums are calculated in the UK.
Solicitors Professional Indemnity Insurance UK: SRA Requirements and Minimum Terms
Solicitors professional indemnity insurance is compulsory under SRA rules. This guide explains the SRA minimum terms and conditions, qualifying insurers, the assigned risks pool, and how solicitors PI premiums are calculated in the UK.
Marine Cargo Insurance UK: Cover for Goods in International Trade
Marine cargo insurance covers goods transported by sea, air, and overland in international trade. This guide explains the Institute Cargo Clauses, what marine cargo covers, and how it differs from goods in transit insurance.
Goods in Transit Insurance UK: Cover for Cargo in Road Transport
Goods in transit (GIT) insurance covers cargo against loss, theft, and damage while being transported by road. This guide explains who needs GIT cover, what the CMR Convention requires for international haulage, and how much goods in transit insurance costs in the UK.