Leek Building Society operates as Leek United Building Society, authorised and regulated by the FCA/PRA under Firm Reference Number 100014. This review covers its notice accounts and cash isas range, its position under the Financial Services Compensation Scheme, eligibility, and the customers it tends to suit, using verified information only.
Quick answers
Does Leek United Building Society offer ISAs?
Leek United Building Society is the legal entity behind Leek Building Society and the page text lists Cash ISAs among its products, with recorded Cash ISA rates including 3.65% AER on 20 September 2026. The rate table also shows Cash ISA entries at 4.25%, 4.35% and 4.50% AER. The text does not set out full ISA terms, eligibility or access conditions.
What are the Leek Building Society fixed rate ISA rates?
Leek Building Society offers a 1 Year Fixed Rate Cash ISA at 4.55% AER, a 2 Year Fixed Rate Cash ISA at 4.60% AER and a 5 Year Fixed Rate Cash ISA at 5.00% AER, each with a £1000 minimum deposit and interest paid annually. Existing customers can also choose a 5 Year Existing Customer Fixed Rate Cash ISA at 5.30% AER. These rates were checked on 23 October 2026.
Source: Leek Building Society: ISAs
At a glance: the evidence (checked 15 October 2026) Leek Building Society at a glance: rated 2.8 out of 5 on Trustpilot from 29 reviews; regulator details below. Third-party ratings, not a Kael Tripton score.
|
Leek Building Society in context
The current range covers notice accounts, cash isas, fixed rate bonds, easy access accounts. These are the products a new customer would actually encounter, and each carries its own terms around access, notice periods and eligibility that are worth reading before any money moves.
The mechanics
Savings products like these are funded by the customer depositing money, with returns paid as interest or, for Sharia-compliant providers, as an expected profit rate. Access depends on the account type: instant or easy access allows withdrawals on demand, while fixed-term and notice accounts trade flexibility for a higher headline rate.
Money held in eligible deposits is covered by the Financial Services Compensation Scheme, which is the backstop that applies if an authorised deposit-taker fails. That cover is per eligible person and is worth checking against any other balances held with the same banking group.
The key consumer nuance
The nuance with Leek Building Society is less about the headline rate and more about access and protection: how quickly money can be withdrawn, whether the rate is fixed or variable, and how the deposit sits under FSCS rules. Those three points usually matter more than a small difference in advertised rate.
Who it suits
Regulation and protection
Leek Building Society is covered by UK financial regulation through Firm Reference Number 100014, which can be checked on the FCA register. That reference is the single most reliable way to confirm a firm is genuine before any money changes hands.
Eligible deposits are protected by the FSCS. The limit applies per eligible person per authorised firm, so anyone holding larger balances should check how cover spreads across the wider banking group.
Guides for Leek Building Society |
Compare Leek Building Society against the market
Important information This article is for general information only and is not financial advice. Kaeltripton is not authorised by the Financial Conduct Authority and does not provide regulated advice or recommendations. Rates, products and eligibility change; always confirm details with the provider and the relevant regulator before acting. Kaeltripton is registered with the Information Commissioner's Office (ICO registration ZC135439). |
Rates shown on Leek Building Society's website on 20 September 2026
| Account (as named by provider) | Rate | Basis | Note |
|---|---|---|---|
| Reset filters Easy Access Saver info | 1.65% | AER | |
| Air Ambulance Trust Savings Account info | 1.60% | AER | |
| Account Annual Allowance ISA Issue info | 3.85% | AER | |
| Account Day Notice Cash ISA info | 3.65% | AER | |
| Cash ISA Issue Savings Account info | 2.20% | AER | |
| View Account Year Cash ISA info | 4.25% | AER | |
| View Account Year Cash ISA info | 4.35% | AER | |
| View Account Year Cash ISA info | 4.50% | AER |
Read automatically from the provider's page on 20 September 2026; account names as they appear there. Rates change; confirm on the provider's site before acting.
Regulator check
| FCA register number | 100014 (check on the FCA register) |
| Deposit protection | Eligible deposits with an authorised UK deposit taker are protected by the FSCS up to £120,000 per person per banking licence (limit raised from £85,000 on 1 December 2025). Brands sharing one licence share one limit. |
| Complaints | Complain to the firm first; after eight weeks or a final response, the Financial Ombudsman Service can review it free of charge. |
| Checked | 20 September 2026 |
Frequently asked questions
How do I open a Savings account?
Can I withdraw money from a Savings account early?
Is Leek Building Society FCA regulated?
Yes. The verified records show Leek United Building Society authorised under Firm Reference Number 100014, which you can confirm on the FCA register.
Is my money with Leek Building Society FSCS protected?
Eligible deposits are protected by the FSCS. The limit applies per eligible person per authorised firm, so check it against any other balances you hold in the same group.
What does Leek Building Society offer?
The verified range includes notice accounts, cash isas, fixed rate bonds. Always confirm current availability and terms on the official site.
Sources
Sources
