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Mortgage Brokers UNCLAIMED LISTING

A F Motor Services (Durham) Limited

Mortgage Brokers · Durham · Est. 2012

14 years

Active Trading

Active

CH Status

07915504

Company No

2025

Accounts to

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Company Registration Details

Registered company name	A F Motor Services (Durham) Limited
Companies House number	07915504 →
Company type	Private Limited Company (Ltd)
Registered address	Unit 22h Beehive Workshops, DH1 2XL
City / Region	Durham
Date incorporated	2012
Years trading	14 years
CH status	Active
Specialism	Recorded activity: 45200
Index status	Claim this listing →

About A F Motor Services (Durham) Limited

Founded in 2012, A F Motor Services (Durham) Limited has been active for 14 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 30 mortgage brokers listed in Durham on this index of 5754 UK firms in the category.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.

How much does a mortgage broker charge?

Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.

What documents do I need to provide to a mortgage broker?

Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.

How long does the mortgage process take when using a broker?

Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.

Can a mortgage broker help if I have been declined by a lender?

Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Durham

Bear Bottom Durham LtdDurham · Est. 2013	View →
Mgmt Warwickshire LtdDurham · Est. 2021	View →
Durham Mortgage Solutions LimitedDurham · Est. 2019	View →
Leicestershire Coins LtdDurham · Est. 2025	View →

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with A F Motor Services (Durham) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

A F Motor Services (Durham) Limited | Mortgage Brokers | Durham | Est. 2012