UK Independent. Sourced. Primary. · Est. 2024

A K Autos (Derbyshire) Ltd | Mortgage Brokers | Ilkeston | Est. 2015

A K Autos (Derbyshire) Ltd is a mortgage broker registered in Ilkeston, established 2015. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › A K Autos (Derbyshire) Ltd

Mortgage Brokers UNCLAIMED LISTING

A K Autos (Derbyshire) Ltd

Mortgage Brokers · Ilkeston, Derby · Est. 2015

11 years
Active Trading
Active
CH Status
09845709
Company No
2024
Accounts to

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Company Registration Details

Registered company nameA K Autos (Derbyshire) Ltd
Companies House number09845709 →
Company typePrivate Limited Company (Ltd)
Registered address27 Jackson Avenue, DE7 8AD
City / RegionIlkeston, Derby
Date incorporated2015
Years trading11 years
CH statusActive
SpecialismRecorded activity: 45200
Index statusClaim this listing →

About A K Autos (Derbyshire) Ltd

Founded in 2015, A K Autos (Derbyshire) Ltd has been active for 11 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Derby accounts for 144 of the 5754 mortgage brokers tracked on this index.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Establish early what the firm can access and how it has handled comparable applications.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with A K Autos (Derbyshire) Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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