UK Independent. Sourced. Primary. · Est. 2024

A S Motors (Devon) Limited | Mortgage Brokers | Paignton | Est. 2013

A S Motors (Devon) Limited is a mortgage broker registered in Paignton, established 2013. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › A S Motors (Devon) Limited

Mortgage Brokers UNCLAIMED LISTING

A S Motors (Devon) Limited

Mortgage Brokers · Paignton, Torquay · Est. 2013

13 years
Active Trading
Active
CH Status
1,155
Monthly Views
18
Enquiries

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Company Registration Details

Registered company nameA S Motors (Devon) Limited
Companies House number08478605 →
Company typePrivate Limited Company (Ltd)
Registered address13 Hyde Road, TQ4 5BW
City / RegionPaignton, Torquay
Date incorporated2013
Years trading13 years
CH statusActive
SpecialismRecorded activity: 45200
Index statusClaim this listing →

About A S Motors (Devon) Limited

Founded in 2013, A S Motors (Devon) Limited has been active for 13 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Torquay accounts for 49 of the 5754 mortgage brokers tracked on this index.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Paignton

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Ap Devon LimitedPaignton · Est. 2021View →

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with A S Motors (Devon) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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