UK Independent. Sourced. Primary. · Est. 2024

A1 Locksmiths (Berkshire) Limited | Mortgage Brokers | Reading | Est. 2006

A1 Locksmiths (Berkshire) Limited is a mortgage broker registered in Reading, established 2006. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › A1 Locksmiths (Berkshire) Limited

Mortgage Brokers UNCLAIMED LISTING

A1 Locksmiths (Berkshire) Limited

Mortgage Brokers · Reading · Est. 2006

20 years
Active Trading
Active
CH Status
05750350
Company No
2025
Accounts to

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Company Registration Details

Registered company nameA1 Locksmiths (Berkshire) Limited
Companies House number05750350 →
Company typePrivate Limited Company (Ltd)
Registered addressWyvols Court Basingstoke Road Swallowfield, RG7 1WY
City / RegionReading
Date incorporated2006
Years trading20 years
CH statusActive
SpecialismRecorded activity: 82990 (other business support services)
Index statusClaim this listing →

About A1 Locksmiths (Berkshire) Limited

Founded in 2006, A1 Locksmiths (Berkshire) Limited has been active for 20 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Reading accounts for 106 of the 5754 mortgage brokers tracked on this index.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with A1 Locksmiths (Berkshire) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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