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Ab Seafoods (Devon) Limited

Mortgage Brokers · Kingsbridge, Torquay · Est. 2015

11 years

Active Trading

Active

CH Status

09666808

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Ab Seafoods (Devon) Limited
Companies House number	09666808 →
Company type	Private Limited Company (Ltd)
Registered address	C/O Morgan Accountants Ltd Unit 2, Duke St Court Bridge Street, TQ7 1HX
City / Region	Kingsbridge, Torquay
Date incorporated	2015
Years trading	11 years
CH status	Active
Specialism	Recorded activity: 10200
Index status	Claim this listing →

About Ab Seafoods (Devon) Limited

Founded in 2015, Ab Seafoods (Devon) Limited has been active for 11 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 49 mortgage brokers listed in Torquay on this index of 5754 UK firms in the category.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

Mortgage brokers arrange lending between borrowers and banks or building societies, matching an application to lenders likely to accept it. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.

How much does a mortgage broker charge?

Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.

What documents do I need to provide to a mortgage broker?

The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.

How long does the mortgage process take when using a broker?

From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.

Can a mortgage broker help if I have been declined by a lender?

Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

Other Mortgage Brokers in Kingsbridge

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Ab Seafoods (Devon) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Ab Seafoods (Devon) Limited | Mortgage Brokers | Kingsbridge | Est. 2015