UK Independent. Sourced. Primary. · Est. 2024

Abbey Garage (Devon) Ltd | Mortgage Brokers | Barnstaple | Est. 2011

Abbey Garage (Devon) Ltd is a mortgage broker registered in Barnstaple, established 2011. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Abbey Garage (Devon) Ltd

Mortgage Brokers UNCLAIMED LISTING

Abbey Garage (Devon) Ltd

Mortgage Brokers · Barnstaple, Exeter · Est. 2011

15 years
Active Trading
Active
CH Status
07837182
Company No
2025
Accounts to

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Company Registration Details

Registered company nameAbbey Garage (Devon) Ltd
Companies House number07837182 →
Company typePrivate Limited Company (Ltd)
Registered addressAbbey Garage Abbey Road Pilton, EX31 1JU
City / RegionBarnstaple, Exeter
Date incorporated2011
Years trading15 years
CH statusActive
SpecialismRecorded activity: 45400
Index statusClaim this listing →

About Abbey Garage (Devon) Ltd

Founded in 2011, Abbey Garage (Devon) Ltd has been active for 15 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 99 mortgage brokers listed in Exeter on this index of 5754 UK firms in the category.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Barnstaple

Abc Devon LtdBarnstaple · Est. 2012View →
Apex Developments - Devon LimitedBarnstaple · Est. 2022View →
Barnstaple And North Devon Museum Development TrustBarnstaple · Est. 2013View →
A P Build Devon LimitedBarnstaple · Est. 2015View →

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Abbey Garage (Devon) Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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