Financial Index › Mortgage Broker Index › Ability Bathe (Devon) Ltd

Mortgage Brokers UNCLAIMED LISTING

Ability Bathe (Devon) Ltd

Mortgage Brokers · Halifax · Est. 2018

8 years

Active Trading

Active

CH Status

11309435

Company No

2025

Accounts to

📞 Contact Details

Phone, email and website shown on claimed listings. Claim this listing →

Is this your firm? Claim this listing →

Send an Enquiry

Fill in your details below. Free service, no obligation. We will forward your enquiry within 24 hours.

By submitting you agree to be contacted. Kaeltripton.com is a directory service and does not sell your enquiry data.

Company Registration Details

Registered company name	Ability Bathe (Devon) Ltd
Companies House number	11309435 →
Company type	Private Limited Company (Ltd)
Registered address	Empire House 11 Mulcture Hall Road, HX1 1SP
City / Region	Halifax
Date incorporated	2018
Years trading	8 years
CH status	Active
Specialism	Recorded activity: 94110
Index status	Claim this listing →

About Ability Bathe (Devon) Ltd

Incorporated in 2018, Ability Bathe (Devon) Ltd is an established firm with 8 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 29 mortgage brokers listed in Halifax on this index of 5754 UK firms in the category.

Confirm FCA authorisation on the Financial Services Register at register.fca.org.uk before instructing any firm.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.

How much does a mortgage broker charge?

Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.

What documents do I need to provide to a mortgage broker?

Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.

How long does the mortgage process take when using a broker?

Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.

Can a mortgage broker help if I have been declined by a lender?

Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

Other Mortgage Brokers in Halifax

Bos (Shared Appreciation Mortgages) No. 1 PlcHalifax · Est. 1995	View →
Bos (Shared Appreciation Mortgages) No. 6 PlcHalifax · Est. 1997	View →
J.L Electrical Services (West Yorkshire) LtdHalifax · Est. 2025	View →
Bos (Shared Appreciation Mortgages) No. 5 PlcHalifax · Est. 1997	View →

Related Guides

Best Remortgage Deals UK 2026 →	UK Mortgage Calculator →
UK Stamp Duty Calculator →	UK House Prices April 2026 →

Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Ability Bathe (Devon) Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Ability Bathe (Devon) Ltd | Mortgage Brokers | Halifax | Est. 2018