Financial Index › Mortgage Broker Index › Ace Of Spades Gardens Of Gloucestershire Ltd

Mortgage Brokers UNCLAIMED LISTING

Ace Of Spades Gardens Of Gloucestershire Ltd

Mortgage Brokers · Stroud, Gloucester · Est. 2024

2 years

Active Trading

Active

CH Status

1,177

Monthly Views

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Company Registration Details

Registered company name	Ace Of Spades Gardens Of Gloucestershire Ltd
Companies House number	15955302 →
Company type	Private Limited Company (Ltd)
Registered address	35 Wheelers Walk, GL5 4BW
City / Region	Stroud, Gloucester
Date incorporated	2024
Years trading	2 years
CH status	Active
Specialism	Recorded activity: 81300
Index status	Claim this listing →

About Ace Of Spades Gardens Of Gloucestershire Ltd

Incorporated in 2024, Ace Of Spades Gardens Of Gloucestershire Ltd is a relatively recently established firm. Newer entrants to the UK financial services market often bring fresh approaches, specialist expertise and a strong digital proposition built for modern client expectations.

Gloucester accounts for 147 of the 5754 mortgage brokers tracked on this index.

Verification takes minutes on register.fca.org.uk and confirms live mortgage permissions and trading names.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

A generalist suits standard purchases; self-employed income, adverse credit or unusual property calls for a specialist. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.

How much does a mortgage broker charge?

Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.

What documents do I need to provide to a mortgage broker?

Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.

How long does the mortgage process take when using a broker?

From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.

Can a mortgage broker help if I have been declined by a lender?

Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Ace Of Spades Gardens Of Gloucestershire Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Ace Of Spades Gardens Of Gloucestershire Ltd | Mortgage Brokers | Stroud | Est. 2024