UK Independent. Sourced. Primary. · Est. 2024

Active Self Defence Uk Ltd | Mortgage Brokers | Pontyclun | Est. 2014

Active Self Defence Uk Ltd is a mortgage broker registered in Pontyclun, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Active Self Defence Uk Ltd

Mortgage Brokers · Pontyclun, Cardiff · Est. 2014

12 years
Active Trading
Active
CH Status
09003217
Company No
2025
Accounts to

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Company Registration Details

Registered company nameActive Self Defence Uk Ltd
Companies House number09003217 →
Company typePrivate Limited Company (Ltd)
Registered address57 Heol Y Coed, CF72 9AT
City / RegionPontyclun, Cardiff
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 93120
Index statusClaim this listing →

About Active Self Defence Uk Ltd

Founded in 2014, Active Self Defence Uk Ltd has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 50 mortgage brokers listed in Cardiff on this index of 5754 UK firms in the category.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Active Self Defence Uk Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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